421 Montego Bay Ct, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 421 Montego Bay Ct, Saint Augustine, FL 32080

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,468 sqft · built 2000
OwnerCompany Name on File
Last Sale$360,000 (Apr 2020)
Tax Bill$4,574 (2025)
Deeds & MortgagesAug 2021 Transfer
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN175880-0421

Property Details

APN / Parcel Number

Primary APN175880-0421

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,468 sqft Living Area
1st Floor Area1,468 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000

Location & Zoning

Street Address421 MONTEGO BAY CT
CitySAINT AUGUSTINE
StateFL
Zip32080-8055
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionVILLAS OF OCEAN GATE CONDO (OR1419/749) & AMENDMENTS (OR1515/1797 1574/349 & OR1701/1509) UNIT 421 (N) FKA OCEAN GATE CONDO PH 2 OR5352/575
Legal Range30E
Legal Township08S
Legal Section15
Legal SubdivisionVILLAS OF OCEAN GATE
Legal Phase2
Legal Lot Number421
Legal Unit421
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3001
Census Tract21403

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address124 TIMOGA TRL, SAINT AUGUSTINE, FL 32084-8817
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 2, 2020Warranty Deed, Transfer
PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 2, 2020 · Amount on Record
Deed SaleApr 2, 2020 · Amount on Record
Prior SaleOct 3, 2005 · Amount on Record
Deed Document Number202026321
Deed Book / Page4915 / 744
Last Transfer DateAug 21, 2021
Transfer Doc0053520575
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateAug 25, 2021
Property Address421 MONTEGO BAY CT # 421, 421, SAINT AUGUSTINE, FL 32080-8055
Document Number0053520575
Book / Page5352 / 575
Map ReferenceMB 1419 PG 843
Instrument DateAug 21, 2021
Instrument2021093937
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address60 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950

Transferred To (Grantee/Buyer)

NameVerified Name

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 2, 2020
Property Address421 MONTEGO BAY CT, SAINT AUGUSTINE, FL 32080-8055
Document Number0049140744
Book / Page004914 / 000744
Instrument DateApr 2, 2020
Instrument26321
Transaction TypeTransfer
Record UpdatedJun 24, 2020
Title CompanyPARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE

Transaction

AmountAmount Recorded
Tax$2,520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address60 LOST LAKE DR ST AUGUSTINE FL 320862950, ST AUGUSTINE, FL 32086-2950

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$349,122 (-) Building $349,122$349,122 (-) Building $349,122
2025$4,574.00 (+13.47%)$349,122 (-)$349,122 (-)
2024$4,031.00 (+3.81%)$349,122 (-)$349,122 (-)
2023$3,883.00 (+22.3%)$349,122 (+41.34%)$349,122 (+41.34%)
2022$3,175.00$247,000$247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 172 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies773 units insured
incl. 601 condo units
Nearby Flood Claims9 (2001–2025)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, IQ Fiber Intermediate Holdings, T-Mobile USA, Verizon.

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