429 McDowell St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 429 McDowell St, Cincinnati, OH 45226

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 946 sqft · built 1880
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on Record
Last Sale$140,000 (May 2023)
Tax Bill$5,786 (2025)
Deeds & MortgagesOct 2025 Transfer
May 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN028-0005-0075-00

Property Details

APN / Parcel Number

Primary APN028-0005-0075-00
Alternative APN
  • 0046590

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area946 sqft Living Area
Gross Area1,892 sqft
1st Floor Area946 sqft
Basement Area946 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions136 ft deep x 57 ft wide
PorchOpen Frame Porch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address429 MCDOWELL ST
CityCINCINNATI
StateOH
Zip45226-1108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMX
Legal DescriptionMC DOWELL ST 50.88X136 IRLOT 7 PT 8-25 S E HINMANSCOTTAGE HILL SUB BLK D PRS 75-79-80 CONS
Legal SubdivisionHINMANSCOTTAGE HILL SUB
Legal BlockD
Legal Lot Number7
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group2
Census Block2010
Census Tract4703

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3246 HARDISTY AVE, CINCINNATI, OH 45208-3007
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Intrafamily Transfer, Transfer
May 31, 2023Warranty Deed, Construction Loan · Construction Mortgage
CENTERBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleMay 2, 2000 · Amount on Record
Deed Document Number202336635
Deed Book / Page14927 / 2495
Last Transfer DateSep 22, 2025
Transfer Doc0000077949
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateOct 7, 2025
Property Address429 MCDOWELL ST, CINCINNATI, OH 45226-1108
Document Number0000077949
Book / Page15516 / 1873
Map ReferenceMB 5 PG 36
Instrument DateSep 22, 2025
Instrument2025-0077949
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3246 HARDISTY AVE, CINCINNATI, OH 45208-3007

May 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 31, 2023
Property Address429 MCDOWELL ST, CINCINNATI, OH 45226-1108
Document Number0000036635
Book / Page14927 / 2495
Map ReferenceMB 4 PG 28&29
Instrument DateMay 25, 2023
Instrument2023-0036635
Transaction TypeConstruction Loan
Record UpdatedJun 26, 2023
Title CompanyRE TITLE AGENCY LLC, RB TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3246 HARDISTY AVE, CINCINNATI, OH 45208-3007
InvestorPossibly a Property Investor

Mortgage

Document Number0000036636
DateMay 31, 2023
Instrument2023-0036636
Lender
NameCENTERBANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term126 Months
DueNov 26, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,786.00 (+0.14%)$91,067 (-) Land $74,526 Building $16,541$260,190 (-) Land $212,930 Building $47,260
2024$5,778.00 (-0.17%)$91,067 (-) Land $74,526 Building $16,541
2023$5,788.00 (+62.54%)$91,067 (+81.13%) Land $74,526 Building $16,541$260,190 (+81.13%) Land $212,930 Building $47,260
2022$3,561.00$50,278 Land $30,335 Building $19,943
2020$143,650 Land $86,670 Building $56,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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