425 McDowell St, Cincinnati, OH 45226 Property Records

Hamilton County property record for 425 McDowell St, Cincinnati, OH 45226 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1894
Square Footage	1,256 sqft Living Area
Lot Size	2,788 sqft (0.064 acres)
Occupancy	Owner Occupied
Last Sale	$285,000 (2023)
Tax Bill	$4,310.00 (2025)

Owner

Source: Hamilton County records · APN 028-0005-0078-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 MCDOWELL ST, CINCINNATI, OH 45226-1108
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Oct 21, 2014 · Amount on Record
Deed Doc Number	0000040547
Deed Book / Page	14937 / 941
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 14, 2023
Property Address	425 MCDOWELL ST, CINCINNATI, OH 45226-1108
Document Number	0000040547
Book / Page	14937 / 941
Map Reference	MB 5 PG 36
Instrument Date	Jun 09, 2023
Instrument	2023-0040547
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MCDOWELL ST, CINCINNATI, OH 45226-1108

Mortgage

Document Number	0000040548
Date	Jun 14, 2023
Instrument	2023-0040548

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,310.00 (+3.06%)	$69,969 (-) Land $41,377 Building $28,592
2024	$4,182.00 (-5.75%)	$69,969 (-) Land $41,377 Building $28,592
2023	$4,437.00 (-6.45%)	$69,969 (+3.95%) Land $41,377 Building $28,592	$199,910 (+3.95%) Land $118,220 Building $81,690
2022	$4,743.00	$67,312 Land $16,842 Building $50,470
2020			$192,320 Land $48,120 Building $144,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`028-0005-0078-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	1,256 sqft Living Area
1st Floor	628 sqft 1st Floor
2nd Floor	628 sqft 2nd Floor
Basement Area	628 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1894
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	2,788 sqft (0.064 acres)
Depth X Width	100 ft x 25 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	308 sqft Garage
Porch	1 Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	425 MCDOWELL ST
City	CINCINNATI
State	OH
Zip	45226-1108
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	425 MC DOWELL ST 25.44 X 100 PT LOT 9 SE HINMANS COTTAGE HILL SUB BLK D
Legal Subdivision	HINMANS COTTAGE HILL SUB
Legal Block	D
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Minor Civil Division	CINCINNATI
Census Blockgroup	2
Census Block	2010
Census Tract	4703