429 George St, Elgin, IL 60120 Property Records

Kane County property record for 429 George St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,638 sqft · built 1929
Lot Size	0.229 acres (9,964 sqft)
Owner	Individual Name on Record
Last Sale	$126,000 (Jan 2008)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-008`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,638 sqft Living Area
Gross Area	2,730 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	9,964 sqft (0.229 acres)

Location & Zoning

Street Address	429 GEORGE ST
City	ELGIN
State	IL
Zip	60120-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB OF BLOCK 10 SHERMANS ADDN NORTH 47 FT LOT 5 BLOCK1
Legal Subdivision	SHERMANS ADDN
Legal Block	10,1
Legal Lot Number	5
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	429 GEORGE ST, ELGIN, IL 60120-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2008 · Amount on Record
Deed Sale	Jan 7, 2008 · Amount on Record
Deed Document Number	20081255
Last Transfer Date	Jan 10, 2013
Transfer Doc	0000024009
Record Updated	Oct 29, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	429 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000027981
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 GEORGE ST ELGIN IL 601207907, ELGIN, IL 60120-7907

Mortgage

Document Number	0000027981
Date	Jul 2, 2019
Instrument	27981

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00 (+15.82%) Homeowner's exemption	$83,733 (+8.57%) Land $16,569 Building $67,164	$251,300 (+8.57%) Land $49,727 Building $201,573
2024		$77,123 (+21.39%) Land $15,261 Building $61,862	$231,462 (+21.44%) Land $45,801 Building $185,660
2022	$4,988.00 (+4.72%) Homeowner's exemption	$63,531 (+6.96%) Land $12,571 Building $50,960	$190,593 (+6.96%) Land $37,713 Building $152,880
2021	$4,763.00 Homeowner's exemption	$59,397 Land $11,753 Building $47,644	$178,191 Land $35,259 Building $142,932

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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