Kane County property record for 440 George St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,530 sqft · built 1900 |
| Lot Size | 0.12 acres (5,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Dec 2015) |
| Tax Bill | $5,716 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-230-015 |
| Primary APN | 06-24-230-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,259 sqft |
| Basement Area | 729 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,214 sqft (0.12 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 440 GEORGE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB OF BLK 10 SHERMANS ADD - N 391/2 FT OF THE E 132 FT LOT 12 BLK 3 |
| Legal Subdivision | SHERMANS ADD |
| Legal Block | 10,3 |
| Legal Lot Number | 12 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851400 |
440 George St is owned by two individuals who acquired it in April 2016.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 5787, ELGIN, IL 60121-5787 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on File |
| Deed Sale | Dec 18, 2015 · Amount on File |
| Prior Sale | Jun 18, 2015 · Amount on File |
| Deed Document Number | 201567536 |
| Last Transfer Date | Apr 5, 2016 |
| Transfer Doc | 0000017858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 440 GEORGE ST, ELGIN, IL 60120-7908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001806 |
|---|---|
| Date | Jan 10, 2020 |
| Instrument | 2020K001806 |
| Name | TBK BANK SSB |
|---|---|
| Type | Bank |
| Address | ELGIN, IL 60124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 440 George St was $5,716.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,716.00 | $74,929 (+8.57%) Land $12,336 Building $62,593 | $224,877 (+8.57%) Land $37,023 Building $187,854 |
| 2024 | $69,014 Land $11,362 Building $57,652 | $207,125 Land $34,100 Building $173,025 | |
| 2022 | $4,929.00 (+3.94%) | $56,852 (+6.96%) Land $9,360 Building $47,492 | $170,556 (+6.96%) Land $28,080 Building $142,476 |
| 2021 | $4,742.00 | $53,153 Land $8,751 Building $44,402 | $159,459 Land $26,253 Building $133,206 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 George St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 440 George St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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