433 George St, Elgin, IL 60120 Property Records

Kane County property record for 433 George St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,596 sqft · built 1930
Lot Size	0.243 acres (10,600 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-009`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	5 Stories
Building Area	1,596 sqft Living Area
Gross Area	2,660 sqft
Basement Area	1,064 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Lot Area	10,600 sqft (0.243 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	433 GEORGE ST
City	ELGIN
State	IL
Zip	60120-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADD SUB OF BLK 10 SOUTH 35.5 FT OF LOT 5 & NORTH 14.5 FT OF LOT 6 BLK 1
Legal Subdivision	SHERMANS ADD
Legal Block	10,1
Legal Lot Number	5,6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	35 W WACKER DR, 11, CHICAGO, IL 60601-1637
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Jul 9, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Apr 30, 2026	Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE
Sep 25, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 11, 1996
Transfer Doc	0000034818
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 30, 2026
Property Address	433 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000027297
Instrument Date	Jun 12, 2026
Instrument	202627297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 GEORGE ST, ELGIN, IL 60120-7907

Mortgage

Document Number	0000027297,
Date	Jun 30, 2026
Instrument	202627297

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jun 17, 2066

Interest

Rate	6.36%
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 9, 2026
Property Address	433 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000028967
Instrument Date	Mar 30, 2026
Instrument	202628967
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Apr 30, 2026
Property Address	433 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000017553
Instrument Date	Mar 30, 2026
Instrument	202617553
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	433 GEORGE ST, ELGIN, IL 60120-7907

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 25, 2025
Property Address	433 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000037270
Instrument Date	Aug 26, 2025
Instrument	2025K037270
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	433 GEORGE ST, ELGIN, IL 60120-7907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 W WACKER DR # 11TH, CHICAGO, IL 60601-1723

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,516.00 (+5.49%) Homeowner's exemption Senior Citizen's exemption	$88,313 (+8.57%) Land $16,657 Building $71,656	$265,045 (+8.57%) Land $49,991 Building $215,054
2024	$5,229.00 (+7.68%) Homeowner's exemption	$81,342 (+21.39%) Land $15,342 Building $66,000	$244,124 (+21.44%) Land $46,044 Building $198,079
2022	$4,856.00 (-3.9%) Homeowner's exemption	$67,007 (+6.96%) Land $12,638 Building $54,369	$201,021 (+6.96%) Land $37,914 Building $163,107
2021	$5,053.00 Homeowner's exemption	$62,647 Land $11,816 Building $50,831	$187,941 Land $35,448 Building $152,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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