415 George St, Elgin, IL 60120 Property Records

Kane County property record for 415 George St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,582 sqft · built 1987
Lot Size	0.241 acres (10,494 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2019)
Tax Bill	$7,482 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-24-232-005`

Property Details

APN / Parcel Number

Primary APN	`06-24-232-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,494 sqft (0.241 acres)
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	415 GEORGE ST
City	ELGIN
State	IL
Zip	60120-7907
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERMANS ADD SUB OF BLK 10 NORTH 3 RODS OF LOT 3 BLK 1
Legal Subdivision	SHERMANS ADD
Legal Block	10,1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3006
Census Tract	851400

Owner

415 George St is owned and occupied by an individual who acquired it in September 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	415 GEORGE ST, ELGIN, IL 60120-7907
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU
Jun 21, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on File
Deed Sale	Jun 21, 2019 · Amount on File
Prior Sale	Dec 15, 1997 · Amount on File
Deed Document Number	201926160
Last Transfer Date	Sep 26, 2025
Transfer Doc	0000038802
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Oct 6, 2025
Property Address	415 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000038802
Instrument Date	Sep 26, 2025
Instrument	2025K038802
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 GEORGE ST, ELGIN, IL 60120-7907

Mortgage

Document Number	0000038803
Date	Oct 6, 2025
Instrument	2025K038803

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 21, 2019
Property Address	415 GEORGE ST, ELGIN, IL 60120-7907
Document Number	0000026160
Instrument Date	May 13, 2019
Instrument	26160
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$202.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 SHERMAN AVE ELGIN IL 601207957, ELGIN, IL 60120-7957

Tax Assessment & Valuation

The 2025 property tax bill for 415 George St was $7,482, up 3.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,482.00 (+3.5%)	$98,084 (+8.57%) Land $16,566 Building $81,518	$294,370 (+8.57%) Land $49,718 Building $244,652
2024	$7,229.00	$90,341 Land $15,258 Building $75,083	$271,131 Land $45,792 Building $225,339
2022	$6,453.00 (+3.96%)	$74,420 (+6.96%) Land $12,569 Building $61,851	$223,260 (+6.96%) Land $37,707 Building $185,553
2021	$6,207.00	$69,577 Land $11,751 Building $57,826	$208,731 Land $35,253 Building $173,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 George St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 George St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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