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429 Emerald Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 429 Emerald Ridge Dr, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details1,485 sqft · built 2011
Lot Size0.276 acres (12,040 sqft)
OwnerIndividual Name on Record
Tax Bill$3,214 (2023)
Deeds & MortgagesDec 2020 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0956550576

Property Details

APN / Parcel Number

Primary APN0956550576
Alternative APNs
  • 386008
  • 847530

Interior

Stories1 Story
Building Area1,485 sqft Living Area
1st Floor Area1,485 sqft

Exterior

Year BuiltBuilt 2011
Lot Area12,040 sqft (0.276 acres)
Lot Dimensions117 ft deep x 103 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Patio Area184 sqft
Canopy230 sqft

Location & Zoning

Account Number847530
Street Address429 EMERALD RIDGE DR
CityTEMPLE
StateTX
Zip76502-6430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTFIELD DEVELOPMENT PHASE III, BLOCK 013, LOT 0006
Legal SubdivisionWESTFIELD DEVELOPMENT PHASE III
Legal Block13
Legal Lot Number6
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group1
Census Block1037
Census Tract20302

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4605 KABUL ST UNIT A, A, BELTON, TX 76513
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
PARAMOUNT BANK
Jul 30, 2018Vendor's Lien, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2018
Deed SaleJul 30, 2018
Prior SaleJul 30, 2018
Deed Document Number0000031629
Last Transfer DateDec 7, 2020
Transfer Doc0000067770
Record UpdatedJun 7, 2026

December 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateDec 7, 2020
Property Address429 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number0000067770
Map ReferenceCAB D SL 117-A
Instrument DateNov 24, 2020
Instrument2020-00067770
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyTIMIOS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5550 OTBELLO DR, BELTON, TX 76513-5876

Mortgage

Document Number0000067769
DateDec 7, 2020
Instrument2020-00067769
Lender
NamePARAMOUNT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 30, 2018
Property Address429 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number0000031629
Map ReferenceCAB D SL117-A
Instrument DateJul 27, 2018
Instrument2018-00031629
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address429 EMERALD RIDGE DR, TEMPLE, TX 76502-6430

Mortgage

Document Number0000031630
DateJul 30, 2018
Instrument2018-00031630
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,214.00 (-16.97%) Homeowner's exemption$271,004 Land $32,000 Building $239,004$271,004 Land $32,000 Building $239,004
2022$3,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Nextlink
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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