425 Emerald Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 425 Emerald Ridge Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,390 sqft · built 2011
Lot Size	0.193 acres (8,422 sqft)
Owner	Individual Name on Record
Last Sale	$215,600 (Apr 2026)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0956550573`

Property Details

APN / Parcel Number

Primary APN	`0956550573`
Alternative APNs	`386007` `851077`

Interior

Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	8,422 sqft (0.193 acres)
Lot Dimensions	113 ft deep x 75 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft

Location & Zoning

Street Address	425 EMERALD RIDGE DR
City	TEMPLE
State	TX
Zip	76502-6430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE III, BLOCK 013, LOT 0005
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE III
Legal Block	13
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1037
Census Tract	20302

Owner

Source: Bell County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202618474
Prior Transfer Date	Oct 10, 2018
Prior Transfer Doc	0000044030
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Apr 17, 2026
Property Address	425 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number	0000018474
Instrument Date	Apr 16, 2026
Instrument	2026.18474
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 EMERALD RIDGE DR, TEMPLE, TX 76502-6430

Mortgage

Document Number	0000018475,
Date	Apr 17, 2026
Instrument	2026.18475

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Jun 22, 2020
Property Address	425 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number	0000030057
Instrument Date	May 14, 2020
Instrument	30057
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 EMERALD RIDGE DR TEMPLE TX 765026430, TEMPLE, TX 76502-6430

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 19, 2018
Property Address	425 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number	0000044030
Instrument Date	Oct 10, 2018
Instrument	44030
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	808 EVERGREEN FARM DR TEMPLE TX 765025357, TEMPLE, TX 76502-5357

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,641.00 (-5.68%)	$249,452 (-4.27%) Land $40,000 Building $209,452	$249,452 (-4.27%) Land $40,000 Building $209,452
2023	$5,981.00 (+7.48%)	$260,577 Land $32,000 Building $228,577	$260,577 Land $32,000 Building $228,577
2022	$5,565.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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