421 Emerald Ridge Dr, Temple, TX 76502 Property Records

Bell County property record for 421 Emerald Ridge Dr, Temple, TX 76502 · Last verified April 2024

Property Summary

Property Type	Single Family Home
Details	1,362 sqft · built 2011
Lot Size	0.144 acres (6,277 sqft)
Owner	Individual Name on File
Tax Bill	$5,856 (2023)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0956550570`

Property Details

APN / Parcel Number

Primary APN	`0956550570`
Alternative APNs	`386006` `844000`

Interior

Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	1,362 sqft

Exterior

Year Built	Built 2011
Lot Area	6,277 sqft (0.144 acres)
Lot Dimensions	103 ft deep x 61 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Location & Zoning

Account Number	844000
Street Address	421 EMERALD RIDGE DR
City	TEMPLE
State	TX
Zip	76502-6430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTFIELD DEVELOPMENT PHASE III, BLOCK 013, LOT 0004
Legal Subdivision	WESTFIELD DEVELOPMENT PHASE III
Legal Block	13
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1037
Census Tract	20302

Owner

Source: Bell County records · APN 0956550570

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2019
Deed Sale	Oct 13, 2019
Prior Sale	Sep 13, 2011
Deed Document Number	2023016779
Prior Transfer Date	May 16, 2018
Prior Transfer Doc	2018-00019776
Record Updated	Jun 07, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	May 16, 2018
Property Address	421 EMERALD RIDGE DR, TEMPLE, TX 76502-6430
Document Number	0000019776
Book / Page	010455 / 000618
Instrument Date	May 14, 2018
Instrument	19776
Transaction Type	Transfer
Record Updated	Jun 13, 2018
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 EMERALD RIDGE DR TEMPLE TX 765026430, TEMPLE, TX 76502-6430

Mortgage

Document Number	19777
Date	May 16, 2018
Book Page	010455/000622
Instrument	19777

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, OH 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,856.00 (+296.21%)	$255,143 Land $32,000 Building $223,143	$255,143 Land $32,000 Building $223,143
2022	$1,478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270203021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.