Bell County property record for 414 Emerald Ridge Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,414 sqft · built 2010 |
| Lot Size | 0.141 acres (6,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $166,500 (Oct 2022) |
| Tax Bill | $5,245 (2025) |
| Deeds & Mortgages | Oct 2022 Foreclosure Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0956550480 |
| Primary APN | 0956550480 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,414 sqft Living Area |
| 1st Floor Area | 1,414 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,160 sqft (0.141 acres) |
| Lot Dimensions | 107 ft deep x 58 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Storage Building | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 414 EMERALD RIDGE DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD DEVELOPMENT PHASE III, BLOCK 012, LOT 0002 |
| Legal Subdivision | WESTFIELD DEVELOPMENT PHASE III |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 20302 |
Source: Bell County records, as of April 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1506 PASEO DEL PLATA, 200, TEMPLE, TX 76502-3490 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Oct 21, 2022 | Trustee's Deed, Foreclosure |
| Jun 1, 2018 | Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Prior Sale | Jun 1, 2018 · Amount on Record |
| Deed Document Number | 202264918 |
| Prior Transfer Date | Oct 4, 2022 |
| Prior Transfer Doc | 0000064918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 21, 2022 |
| Property Address | 414 EMERALD RIDGE DR, TEMPLE, TX 76502-6430 |
| Document Number | 0000064918 |
| Map Reference | CAB D SL 117-A |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022064918 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1506 PASEO DEL PLATA STE 200, 200, TEMPLE, TX 76502-3490 |
| Investor | Possibly a Property Investor |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jun 1, 2018 |
| Property Address | 414 EMERALD RIDGE DR, TEMPLE, TX 76502-6430 |
| Document Number | 0000022198 |
| Map Reference | CAB D SL117-A |
| Instrument Date | May 31, 2018 |
| Instrument | 2018-00022198 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | MONTEITH ABSRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 414 EMERALD RIDGE DR, TEMPLE, TX 76502-6430 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022199 |
|---|---|
| Date | Jun 1, 2018 |
| Instrument | 2018-00022199 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,245.00 (+50.55%) | $234,651 (-10.34%) Land $40,000 Building $194,651 | $234,651 (-10.34%) Land $40,000 Building $194,651 |
| 2023 | $3,484.00 (-38.38%) | $261,711 Land $32,000 Building $229,711 | $261,711 Land $32,000 Building $229,711 |
| 2022 | $5,654.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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