429 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 429 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 480 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (May 2023)
Tax Bill	$1,370 (2025)
Deeds & Mortgages	May 2023 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-452-022`

Property Details

APN / Parcel Number

Primary APN	`08-16-452-022`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	146 ft deep x 61 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	429 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S61 LT 8 BLK 1 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2018
Census Tract	30302

Owner

Source: Henry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 E PALACE ROW, GENESEO, IL 61254-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 29, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2023 · Amount on Record
Deed Sale	May 18, 2023 · Amount on Record
Prior Sale	Mar 29, 2022 · Amount on Record
Deed Document Number	20232174
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	429 E PALACE ROW, GENESEO, IL 61254-2026
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002047
Date	May 11, 2023
Instrument	20-2302047

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	May 18, 2023
Property Address	429 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000002174
Instrument Date	May 10, 2023
Instrument	20-2302174
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 E PALACE ROW, GENESEO, IL 61254-2026

Mortgage

Document Number	0000002175
Date	May 18, 2023
Instrument	20-2302175

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 5, 2030
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	12.6%

Mortgage

Document Number	0000002176
Date	May 18, 2023
Instrument	20-2302176

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2033

Interest

Rate Type	Fixed Rate
Rate	7.12%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Mar 29, 2022
Property Address	429 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000001815
Instrument Date	Mar 25, 2022
Instrument	20-2201815
Transaction Type	Transfer
Record Updated	Apr 8, 2022

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	429 E PALACE ROW, GENESEO, IL 61254-2026

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,370.00 (-6.68%)	$23,210 (+25.83%) Land $5,931 Building $17,279	$69,630 (+25.83%) Land $17,793 Building $51,837
2022		$18,446 Land $4,714 Building $13,732	$55,338 Land $14,142 Building $41,196
2021	$1,468.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Palace Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures