415 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 415 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 940 sqft · built 1953
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Sep 2025)
Tax Bill	$2,623 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-452-013`

Property Details

APN / Parcel Number

Primary APN	`08-16-452-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	940 sqft Total Area
1st Floor Area	940 sqft
Basement Area	940 sqft
Unfinished Basement	940 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	196 ft deep x 49 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	415 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E49.5 LOT 6 BLK 1 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2018
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	415 E PALACE ROW, GENESEO, IL 61254-2026
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK ILLINOIS
Apr 2, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 5, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20254635
Prior Transfer Date	Dec 21, 2016
Prior Transfer Doc	0002007394
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	415 E PALACE ROW, GENESEO, IL 61254-2026
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21872 E 1320TH ST, GENESEO, IL 61254-9067

Mortgage

Document Number	0000004636
Date	Sep 16, 2025
Instrument	20-2504636

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank
Address	GENESEO, IL 61254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.37%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Apr 2, 2019
Property Address	415 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000001468
Instrument Date	Mar 22, 2019
Instrument	1468
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 E PALACE ROW GENESEO IL 612542026, GENESEO, IL 61254-2026

Mortgage

Document Number	1469
Date	Apr 2, 2019
Instrument	1469

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	HENRY IL
Recording Date	Nov 5, 2020
Property Address	415 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000007394
Instrument Date	Dec 21, 2016
Instrument	7394
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 E PALACE ROW GENESEO IL 612542026, GENESEO, IL 61254-2026

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,623.00 (+32.94%)	$38,934 (+25.82%) Land $5,191 Building $33,743	$116,802 (+25.82%) Land $15,573 Building $101,229
2022		$30,943 Land $4,125 Building $26,818	$92,829 Land $12,375 Building $80,454
2021	$1,973.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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