413 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 413 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 1936
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Nov 2018)
Tax Bill	$1,496 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-452-012`

Property Details

APN / Parcel Number

Primary APN	`08-16-452-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	197 ft deep x 49.5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	413 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 49.5 LOT 6 BLK 1 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2018
Census Tract	30302

Owner

Source: Henry County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E PALACE ROW, GENESEO, IL 61254-2026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit VIBRANT CU
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU
Nov 7, 2018	Warranty Deed, Transfer · Conventional with PMI VIBRANT CU
Jul 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on Record
Deed Sale	Nov 7, 2018 · Amount on Record
Deed Document Number	201820-1806118
Prior Transfer Date	Jul 26, 2018
Prior Transfer Doc	0000004170
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	413 E PALACE ROW, GENESEO, IL 61254-2026
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003173
Date	May 27, 2022
Instrument	20-2203173

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 25, 2027

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	413 E PALACE ROW, GENESEO, IL 61254-2026
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002182
Date	Apr 8, 2021
Instrument	20-2102182

Lender

Name	VIBRANT CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate	2.37%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Nov 7, 2018
Property Address	413 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000006118
Instrument Date	Oct 25, 2018
Instrument	6118
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E PALACE ROW GENESEO IL 612542026, GENESEO, IL 61254-2026

Mortgage

Document Number	6119
Date	Nov 7, 2018
Instrument	6119

Lender

Name	VIBRANT CU
Address	MOLINE, IL 61256

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2048

Interest

Rate	5%

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	Jul 27, 2018
Property Address	413 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000004170
Instrument Date	Jul 26, 2018
Instrument	4170
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E PALACE ROW GENESEO IL 612542026, GENESEO, IL 61254-2026

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,496.00 (+6.55%) Homeowner's exemption	$24,791 (+6.5%) Land $5,191 Building $19,600	$74,373 (+6.5%) Land $15,573 Building $58,800
2024	$1,404.00 (+30.24%)	$23,278 (+18.15%) Land $4,874 Building $18,404	$69,834 (+18.15%) Land $14,622 Building $55,212
2022		$19,702 Land $4,125 Building $15,577	$59,106 Land $12,375 Building $46,731
2021	$1,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on E Palace Row

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures