419 E Palace Row, Geneseo, IL 61254 Property Records

Henry County property record for 419 E Palace Row, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1909
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Jan 2023)
Tax Bill	$3,815 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-16-452-014`

Property Details

APN / Parcel Number

Primary APN	`08-16-452-014`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,224 sqft Total Area
1st Floor Area	1,032 sqft
Basement Area	724 sqft
Unfinished Basement	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	197 ft deep x 49 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	419 E PALACE ROW
City	GENESEO
State	IL
Zip	61254-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 49.5 LOT 7 BLK 1 WELLS ADD CITY OF GENESEO
Legal Subdivision	WELLS ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	2
Census Block	2018
Census Tract	30302

Owner

419 E Palace Row is owned and occupied by an individual who bought it in January 2023.

Source: Henry County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	419 E PALACE ROW, GENESEO, IL 61254-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage WALTON MORTGAGE INC
Jan 6, 2023	Warranty Deed, Transfer · Conventional Mortgage BNC NATIONAL BANK
Dec 12, 2020	Deed of Trust, Mortgage FARMERS NAT'L BK
Dec 11, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Dec 11, 2019 · Amount on File
Deed Document Number	202382
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Recording Date	May 18, 2026
Property Address	419 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000002350
Instrument Date	May 8, 2026
Instrument	20262350
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E PALACE ROW, GENESEO, IL 61254-2026

Mortgage

Document Number	0000002350,
Date	May 18, 2026
Instrument	20262350

Lender

Name	WALTON MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.75%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Jan 6, 2023
Property Address	419 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000000082
Instrument Date	Jan 3, 2023
Instrument	20-2300082
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	GOMEZ TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E PALACE ROW, GENESEO, IL 61254-2026

Mortgage

Document Number	0000000083
Date	Jan 6, 2023
Instrument	20-2300083

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	419 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000008347
Instrument Date	Dec 12, 2020
Transaction Type	Mortgage
Record Updated	Jan 5, 2021
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E PALACE ROW GENESEO IL 612542026, GENESEO, IL 61254-2026

Mortgage

Document Number	0000008347
Date	Dec 17, 2020
Instrument	8347

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	GENESEO, IL 61254

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRY IL
Recording Date	Dec 11, 2019
Property Address	419 E PALACE ROW, GENESEO, IL 61254-2026
Document Number	0000006507
Instrument Date	Dec 5, 2019
Instrument	20-1906507
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 E PALACE ROW, GENESEO, IL 61254-2026

Mortgage

Document Number	0000006508
Date	Dec 11, 2019
Instrument	20-1906508

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 419 E Palace Row was $3,815 with a homeowner's exemption.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,815.00	$53,896 Land $5,191 Building $48,705	$161,688 Land $15,573 Building $146,115
2022		$42,833 Land $4,125 Building $38,708	$128,499 Land $12,375 Building $116,124
2021	$2,919.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 419 E Palace Row in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 419 E Palace Row is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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