Flathead County property record for 429 Bear Trl, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,502 sqft · built 2024 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $632,276 (Aug 2026) |
| Tax Bill | $2,202 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Jun 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R0754018 |
| Primary APN | R0754018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| 1st Floor Area | 1,502 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000091022 |
|---|---|
| Street Address | 429 BEAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, LOT 443 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 443 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 429 BEAR TRL, WHITEFISH, MT 59937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 3, 2026 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Jun 29, 2023 | Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2026 · Amount on Record |
| Deed Sale | Aug 3, 2026 · Amount on Record |
| Prior Sale | Apr 12, 2023 |
| Deed Document Number | 202615692 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 3, 2026 |
| Property Address | 429 BEAR TRL, WHITEFISH, MT 59937 |
| Document Number | 0000015692 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202615692 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 429 BEAR TRL, WHITEFISH, MT 59937 |
| Document Number | 0000015693, |
|---|---|
| Date | Aug 3, 2026 |
| Instrument | 202615693 |
| Name | CMG MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 429 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202300009887 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 202300009887 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | WHITEFISH, MT 59937 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,202.00 (+142.78%) | $349,892 (-) | |
| 2025 | $907.00 (+79.96%) | $349,892 (+327.27%) | $349,892 (+327.27%) Land $112,882 Building $237,010 |
| 2023 | $504.00 | $81,890 | $81,890 Land $81,890 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MontanaSky Networks Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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