433 Bear Trl, Whitefish, MT 59937 Property Records

Flathead County property record for 433 Bear Trl, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,536 sqft · built 1975
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$1,284 (2023)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0760527`

Property Details

APN / Parcel Number

Primary APN	`R0760527`
Alternative APNs	`07-4184-36-1-08-15-0000` `0000275175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Prefabricated

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	21,344 sqft (0.489 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000275175
Street Address	433 BEAR TRL
City	WHITEFISH
State	MT
Zip	59937-8480
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, LOT 444, ASSR# 0000275175
Legal Range	22W
Legal Township	30N
Legal Section	36
Legal Quarter	NE
Legal Subdivision	HAPPY VALLEY HOME SITES
Legal Lot Number	444
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2001
Census Tract	403

Owner

Source: Flathead County records · APN R0760527

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	313 COLORADO AVE, WHITEFISH, MT 59937-3476
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jun 25, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 25, 2019
Deed Sale	Jun 25, 2019
Deed Document Number	201900012701
Record Updated	Jun 07, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	433 BEAR TRL, WHITEFISH, MT 59937-8480
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900031155
Date	Nov 27, 2019
Instrument	201900031155

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 05, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	433 BEAR TRL, WHITEFISH, MT 59937-8480
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900031068
Date	Nov 26, 2019
Instrument	201900031068

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 05, 2039

June 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 25, 2019
Property Address	433 BEAR TRL, WHITEFISH, MT 59937-8480
Document Number	201900012701
Instrument Date	Jun 24, 2019
Instrument	201900012701
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 E FERNAN HILL RD, COEUR D ALENE, ID 83814-9453

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,284.00	$208,790	$208,790 Land $81,890 Building $126,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 77% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 57 locations within half a mile of this property.

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