436 Bear Trl, Whitefish, MT 59937 Property Records

Flathead County property record for 436 Bear Trl, Whitefish, MT 59937 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,792 sqft · built 2022
Lot Size	1.45 acres (63,510 sqft)
Owner	2 Individual Names on File
Last Sale	$812,420 (May 2026)
Tax Bill	$1,642 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0746891`

Property Details

APN / Parcel Number

Primary APN	`R0746891`
Alternative APNs	`07-4184-36-1-11-10-0000` `0000008170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,510 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000008170
Street Address	436 BEAR TRL
City	WHITEFISH
State	MT
Zip	59937-8428
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, ACRES 1.46, COS 20428, LTS 479-480-481, ASSR# 0000008170
Legal Range	22W
Legal Township	30N
Legal Section	36
Legal Subdivision	HAPPY VALLEY HOME SITES
Legal Lot Number	479-481
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2017
Census Tract	403

Owner

Source: Flathead County records · APN R0746891

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	704 E 13TH ST, C, WHITEFISH, MT 59937-2994
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE, LTD.
Mar 15, 2024	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Apr 22, 2025 · Amount on Record
Deed Document Number	202610508
Prior Transfer Date	Mar 14, 2024
Prior Transfer Doc	0000004632
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	May 22, 2026
Property Address	436 BEAR TRL, WHITEFISH, MT 59937-8428
Document Number	0000010508
Instrument Date	May 22, 2026
Instrument	202610508
Transaction Type	Transfer
Record Updated	Jun 05, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000010509,
Date	May 22, 2026
Instrument	202610509

Lender

Name	ENVOY MORTGAGE, LTD.

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Mar 15, 2024
Property Address	436 BEAR TRL, WHITEFISH, MT 59937-8428
Document Number	202400004631
Instrument Date	Mar 14, 2024
Instrument	202400004631
Transaction Type	Transfer
Record Updated	Mar 28, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1079 HODGSON RD, COLUMBIA FALLS, MT 59912-9027

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,642.00 (+54.76%)	$559,854 (+224.46%)	$559,854 (+224.46%) Land $171,914 Building $387,940
2023	$1,061.00	$172,547	$172,547 Land $172,547

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 23% of Montana
Wildfire Likelihood	About 1 in 1,190 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
MontanaSky Networks	Fiber	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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