Flathead County property record for 421 Bear Trl, Whitefish, MT 59937 · Last verified August 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 988 sqft · built 1978 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,645 (Feb 2023) |
| Tax Bill | $1,086 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0758687 |
| Primary APN | R0758687 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 105 sqft |
| Deck Area | 117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000220630 |
|---|---|
| Street Address | 421 BEAR TRL |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | HAPPY VALLEY HOME SITES, S36, T30 N, R22 W, LOT 441 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | HAPPY VALLEY HOME SITES |
| Legal Lot Number | 441 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 403 |
Source: Flathead County records · APN R0758687
Assessment roll updated September 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TEXANA BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on Record |
| Deed Sale | Feb 10, 2023 · Amount on Record |
| Deed Document Number | 20232111 |
| Prior Transfer Date | Nov 21, 2022 |
| Prior Transfer Doc | 0000029319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 421 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Title Company | WFG LDENER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 421 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Document Number | 202300001071 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 202300001071 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 421 BEAR TRL, WHITEFISH, MT 59937-8480 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900025818 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 201900025818 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Address | TEXARKANA, TX 75503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,086.00 (-40.07%) | $413,702 (+40.45%) | $413,702 (+40.45%) Land $112,882 Building $300,820 |
| 2023 | $1,812.00 | $294,550 | $294,550 Land $81,890 Building $212,660 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 17% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,667 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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