429 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 429 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 840 sqft · built 1995
Lot Size	0.184 acres (8,050 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Oct 2019)
Tax Bill	$6,004 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2017 Mortgage + 5 more
APN	`09-2-22-09-16-403-029`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-16-403-029`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,050 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	429 AVALON DR
City	TROY
State	IL
Zip	62294-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE V LOT 29 70 X 115
Legal Subdivision	CREEKSIDE V SUB
Legal Lot Number	29
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3027
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	429 AVALON DR, TROY, IL 62294-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 15, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI BUSEY BK
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Oct 11, 2019	Deed of Trust, Mortgage · Conventional with PMI BUSEY BK
Mar 9, 2020	Correction Deed, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC
Jul 3, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Jul 3, 2017 · Amount on Record
Deed Document Number	201934432
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	429 AVALON DR, TROY, IL 62294-2081
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035587
Date	Aug 24, 2021
Instrument	2021R35587

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	429 AVALON DR, TROY, IL 62294-2081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005464
Date	Feb 15, 2017
Instrument	2017R05464

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jun 1, 2042

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	429 AVALON DR, TROY, IL 62294-2081
Document Number	0000034433
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 AVALON DR TROY IL 622942081, TROY, IL 62294-2081

Mortgage

Document Number	0000034433
Date	Oct 25, 2019
Instrument	34433

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 25, 2019
Property Address	429 AVALON DR, TROY, IL 62294-2081
Document Number	0000034432
Map Reference	PC 59 PG 4
Instrument Date	Oct 11, 2019
Instrument	2019R34432
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE SHILOH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 AVALON DR, TROY, IL 62294-2081

Mortgage

Document Number	0000034433
Date	Oct 25, 2019
Instrument	2019R34433

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	429 AVALON DR, TROY, IL 62294-2081
Document Number	0000008012
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	429 AVALON DR TROY IL 622942081, TROY, IL 62294-2081

Mortgage

Document Number	0000008012
Date	Mar 9, 2020
Instrument	8012

Lender

Name	BUSEY BK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MADISON IL
Recording Date	Mar 9, 2020
Property Address	429 AVALON DR, TROY, IL 62294-2081
Document Number	0000008011
Instrument Date	Oct 10, 2019
Instrument	8011
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Tax	$299.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6 LUCKY LN GRANITE CITY IL 620407009, GRANITE CITY, IL 62040-7009

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 3, 2017
Property Address	429 AVALON DR, TROY, IL 62294-2081
Document Number	0000022057
Map Reference	PL CAB 59 PG 4
Instrument Date	Jun 26, 2017
Instrument	2017R22057
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	429 AVALON DR, TROY, IL 62294-2081

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,004.00 (+6.74%)	$92,780 (+28.27%) Land $17,940 Building $74,840	$278,340 (+28.15%) Land $53,820 Building $224,520
2024	$5,625.00 (+13.52%)
2022	$4,955.00	$72,330 Land $13,990 Building $58,340	$217,207 Land $42,012 Building $175,195

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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