417 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 417 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 840 sqft · built 1995
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2025)
Tax Bill	$5,930 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2017 Mortgage + 2 more
APN	`09-2-22-09-16-403-026`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-16-403-026`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	115 ft deep x 85 ft wide
Garage Type	Attached
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	417 AVALON DR
City	TROY
State	IL
Zip	62294-2081
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE V LOT 26 74.31 X 115 IRR
Legal Subdivision	CREEKSIDE V SUB
Legal Lot Number	26
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3027
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 AVALON DR, TROY, IL 62294-2081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK
Mar 19, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SCOTT CU
May 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	20252329
Prior Transfer Date	Mar 5, 2019
Prior Transfer Doc	0000008505
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 12, 2021
Property Address	417 AVALON DR, TROY, IL 62294-2081
Document Number	0000029218
Map Reference	PC 59 PG 4
Instrument Date	Jul 9, 2021
Instrument	2021R29218
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12001 N CENTRAL EXPY STE 750, 750, DALLAS, TX 75243-3776

Mortgage

Document Number	0000029219
Date	Jul 12, 2021
Instrument	2021R29219

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	3.13%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	417 AVALON DR, TROY, IL 62294-2081
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042516
Date	Dec 15, 2017
Instrument	2017R42516

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Mar 19, 2019
Property Address	417 AVALON DR, TROY, IL 62294-2081
Document Number	0000008505
Instrument Date	Mar 5, 2019
Instrument	8505
Transaction Type	Transfer
Record Updated	Apr 5, 2019
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	417 AVALON DR TROY IL 622942081, TROY, IL 62294-2081

Mortgage

Document Number	8506
Date	Mar 19, 2019
Instrument	8506

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2049

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	417 AVALON DR, TROY, IL 62294-2081
Document Number	0000019816
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	417 AVALON DR CINCINNATI OH 45202, CINCINNATI, OH 45202

Mortgage

Document Number	0000019816
Date	Jun 15, 2017
Instrument	19816

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 14, 2027

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,930.00 (+6.73%)	$91,720 (+28.28%) Land $17,330 Building $74,390	$275,160 (+28.15%) Land $51,990 Building $223,170
2024	$5,556.00 (+13.55%)
2022	$4,893.00	$71,500 Land $13,510 Building $57,990	$214,715 Land $40,571 Building $174,144

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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