422 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 422 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 924 sqft · built 1994
Lot Size	0.335 acres (14,605 sqft)
Owner	Individual Name on Record
Tax Bill	$7,556 (2025)
Deeds & Mortgages	Apr 2024 Transfer Mar 2021 Mortgage + 1 more
APN	`09-2-22-09-16-403-014`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-16-403-014`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	924 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	14,605 sqft (0.335 acres)
Lot Dimensions	140 ft deep x 104 ft wide
Garage Type	Attached
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	422 AVALON DR
City	TROY
State	IL
Zip	62294-2079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE V LOT 14 104.32 X 140 IRR
Legal Subdivision	CREEKSIDE V
Legal Lot Number	14
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3008
Census Tract	403531

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 AVALON DR, TROY, IL 62294-2079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 9, 2021	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Oct 12, 2017	Deed, Transfer · VA Mortgage HOMEPOINT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2017
Deed Sale	Oct 12, 2017
Deed Document Number	201734536
Last Transfer Date	Mar 30, 2024
Transfer Doc	0000009266
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON IL
Recording Date	Apr 11, 2024
Property Address	422 AVALON DR, TROY, IL 62294-2079
Document Number	0000009266
Map Reference	PC 59 PG 4
Instrument Date	Mar 30, 2024
Instrument	2024R09266
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 AVALON DR, TROY, IL 62294-2079

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	422 AVALON DR, TROY, IL 62294-2079
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009912
Date	Mar 9, 2021
Instrument	2021R09912

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IL
Recording Date	Oct 12, 2017
Property Address	422 AVALON DR, TROY, IL 62294-2079
Document Number	0000034536
Map Reference	CAB 59 PG 4
Instrument Date	Oct 6, 2017
Instrument	2017R34536
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 AVALON DR, TROY, IL 62294-2079

Mortgage

Document Number	0000034537
Date	Oct 12, 2017
Instrument	2017R34537

Lender

Name	HOMEPOINT FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.63%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,556.00 (+6.63%)	$115,220 (+28.28%) Land $22,840 Building $92,380	$345,660 (+28.15%) Land $68,520 Building $277,140
2024	$7,086.00 (+27.01%)
2022		$89,820 Land $17,810 Building $72,010	$269,729 Land $53,483 Building $216,246
2013	$5,579.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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