500 Avalon Dr, Troy, IL 62294 Property Records

Madison County property record for 500 Avalon Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 952 sqft · built 1994
Lot Size	0.293 acres (12,777 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Feb 2015)
Tax Bill	$7,106 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2021 Mortgage + 2 more
APN	`09-2-22-09-16-403-001`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-09-16-403-001`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	952 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,777 sqft (0.293 acres)
Lot Dimensions	117 ft deep x 109 ft wide
Garage Type	Attached
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	500 AVALON DR
City	TROY
State	IL
Zip	62294-2074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE V PART LOTS 1 & 2 109.12 X 117.09 IRR
Legal Subdivision	CREEKSIDE V
Legal Lot Number	1-2
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	3
Census Block	3008
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	500 AVALON DR, TROY, IL 62294-2074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Apr 16, 2021	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN OAK LNDG
Mar 13, 2020	Deed of Trust, Mortgage · Line of Credit WEST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2015 · Amount on Record
Deed Sale	Feb 20, 2015 · Amount on Record
Deed Document Number	20155181
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 AVALON DR, TROY, IL 62294-2074
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031223
Date	Nov 5, 2025
Instrument	2025R31223

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.99%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 AVALON DR, TROY, IL 62294-2074
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016750
Date	Apr 16, 2021
Instrument	2021R16750

Lender

Name	JLB CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 AVALON DR, TROY, IL 62294-2074
Document Number	0000009566
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 AVALON DR TROY IL 622942074, TROY, IL 62294-2074

Mortgage

Document Number	0000009566
Date	Mar 24, 2020
Instrument	9566

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

Interest

Rate	4.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	500 AVALON DR, TROY, IL 62294-2074
Document Number	0000009973
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	500 AVALON DR TROY IL 622942074, TROY, IL 62294-2074

Mortgage

Document Number	0000009973
Date	Mar 26, 2020
Instrument	9973

Lender

Name	WEST CMNTY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,106.00 (+6.66%)	$108,710 (+28.29%) Land $22,610 Building $86,100	$326,130 (+28.16%) Land $67,830 Building $258,300
2024	$6,662.00 (+13.26%)
2022	$5,882.00	$84,740 Land $17,620 Building $67,120	$254,475 Land $52,913 Building $201,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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