Schenectady County and Glenville Town property record for 316 5th St, Schenectady, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,180 sqft · built 1940 |
| Lot Size | 0.075 acres (3,300 sqft) |
| Owner | Company Name on Record |
| Last Sale | $139,500 (Oct 2022) |
| Tax Bill | $5,819 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 29.83-2-29 |
| Primary APN | 422201 29.83-2-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 720 sqft |
| 2nd Floor Area | 460 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.075 acres) |
| Lot Dimensions | 100 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03302 |
|---|---|
| Street Address | 316 5TH ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS=1 L358 HLG |
| Legal Subdivision | SCOTIA HIGHLAND |
| Legal Block | 2 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 32200 |
Source: Schenectady County and Glenville Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 86 FREEMANS BRIDGE RD, SCHENECTADY, NY 12302-3557 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Oct 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Prior Sale | Jun 14, 2022 · Amount on Record |
| Deed Document Number | 202253025 |
| Deed Book / Page | 2094 / 284 |
| Prior Transfer Date | Dec 13, 2017 |
| Prior Transfer Doc | 0000009976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 316 5TH ST, SCOTIA, NY 12302-1906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005862 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 202605862 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 18, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 5, 2022 |
| Property Address | 316 5TH ST, SCOTIA, NY 12302-1906 |
| Document Number | 0000053025 |
| Book / Page | 2094 / 284 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 202253025 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $558.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6004 BANEBERRY DR, 6004, SCHENECTADY, NY 12303-6004 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 VAN ALLEN WAY, RENSSELAER, NY 12144-8824 |
| Document Number | 0000053026 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 202253026 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.5% |
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,819.00 (+2.56%) | ||
| 2025 | $5,674.00 | $111,300 (-) Land $13,600 Building $97,700 | $202,364 (+23.64%) Land $24,727 Building $177,637 |
| 2023 | $111,300 Land $13,600 Building $97,700 | $163,676 Land $20,000 Building $143,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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