Emmet County property record for 4286 Howard Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Other |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 62,726 sqft (1.44 acres) |
| Garage | 676 sqft |
| Last Sale | $302,581 (2026) |
| Tax Bill | $1,841.00 (2012) |
Source: Emmet County records · APN 01-19-30-200-009
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8607 VAN TYLE RD, ELMIRA, MI 49730-9717 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2026 | Foreclosure, Transfer |
| Feb 16, 2024 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE |
| Sep 16, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage ROCKET MORTGAGE |
| Apr 14, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) UNITED MILITARY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2026 · Amount on Record |
| Deed Sale | Jun 01, 2026 · Amount on Record |
| Prior Sale | Dec 01, 2011 · Amount on Record |
| Deed Doc Number | 20265228456 |
| Deed Book / Page | 1275 / 407 |
| Prior Transfer Date | Jun 09, 2023 |
| Prior Transfer Doc | 001266/712 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 01, 2026 |
| Property Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Document Number | 001275/407 |
| Book / Page | 1275 / 407 |
| Instrument Date | May 13, 2026 |
| Instrument | 20265228456 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8607 VAN TYLE RD, ELMIRA, MI 49730-9717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Document Number | 0000001257/0000000635 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 0000001257/0000000635 |
| Instrument | 5210643 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Document Number | 0000001247/0000000129 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 0000001247/0000000129 |
| Instrument | 5200098 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4286 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1194/0093 |
|---|---|
| Date | Apr 14, 2017 |
| Book Page | 1194/0093 |
| Instrument | 5146969 |
| Name | UNITED MILITARY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2020 |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.75% |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $202,500 (+8.58%) Building $202,500 | $405,000 (+8.58%) Building $405,000 | |
| 2025 | $186,500 Building $186,500 | $373,000 Building $373,000 | |
| 2012 | $1,841.00 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-19-30-200-009 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 1,440 sqft 1st Floor |
| Basement Area | 1,440 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Architectural Style | Other Style |
|---|---|
| Fire Resistance Class | Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame. |
| Lot Area | 62,726 sqft (1.44 acres) |
| Garage Area | 676 sqft Garage |
| Patio Area | 676 sqft Patio |
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Street Address | 4286 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9505 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM AT N 1/8 COR ON E SEC LN, TH S ALG E SEC LN 300 FT, W 208.71 FT, N TO N 1/8 LN, TH E 208.71 FT TO POB. 1.44 AC. SECTION |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 30 |
| Legal Subdivision | S30 T34N R5W |
| Jurisdiction | EMMET MI |
| Minor Civil Division | BEAR CREEK |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 970600 |
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