Emmet County property record for 4328 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,546 sqft · built 1999 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,258 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-30-200-031 |
| Primary APN | 01-19-30-200-031 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,546 sqft Living Area |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 1,546 sqft |
| Unfinished Basement | 1,546 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Area | 648 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4328 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM 1318.99 FT S OF NE COR OF SEC, TH CONT S 300 FT, TH ALG N LN OF 66 FT WIDE EASEMENT W 418.71 FT FOR POB, TH CONT W 150 FT, N 296.91 FT, E 150 FT, S 297.73 FT TO POB. 1.02 AC M/L, INC EASEMENT. SECTION 30, T34N, R5W. |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 30 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 970600 |
4328 Howard Rd is owned and occupied by two individuals who acquired it in July 2003.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4328 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2003 |
| Deed Sale | Jul 15, 2003 |
| Prior Sale | Apr 1, 1997 |
| Deed Book / Page | 991 / 857 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,800 Land $195,800 | $391,600 Land $391,600 | |
| 2024 | $2,258.00 | ||
| 2023 | $140,900 Land $140,900 | $281,800 Land $281,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4328 Howard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4328 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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