3956 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 3956 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,028 sqft · built 1987
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (May 2018)
Tax Bill	$2,490 (2024)
Deeds & Mortgages	May 2018 Sale Aug 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-19-400-019`

Property Details

APN / Parcel Number

Primary APN	`01-19-19-400-019`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	10 Stories
Building Area	2,028 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1,200 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3956 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	COM 328.62 FT N OF SE COR OF SEC FOR POB, TH W 331.61 FT, N 327.73 FT, E 331.3 FT, TH S 328.62 FT TO POB. 2.5 AC M/L. SECTION 19, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	19
Legal Subdivision	S19 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2009
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3956 HOWARD RD, PETOSKEY, MI 49770-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2018	Warranty Deed, Transfer
Aug 10, 2017	Warranty Deed, Transfer
Apr 19, 2017	Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Aug 10, 2017 · Amount on Record
Deed Document Number	20185156199
Deed Book / Page	1203 / 303
Prior Transfer Date	May 22, 2014
Prior Transfer Doc	001166/886
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 2, 2018
Property Address	3956 HOWARD RD, PETOSKEY, MI 49770-9504
Document Number	001203/303
Book / Page	1203 / 303
Instrument Date	Apr 30, 2018
Instrument	000005156199
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8675, HARBOR SPRINGS, MI 49740

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Aug 10, 2017
Property Address	3956 HOWARD RD, PETOSKEY, MI 49770-9504
Document Number	01196/0941
Book / Page	1196 / 0941
Instrument Date	Aug 9, 2017
Instrument	5149817
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PENN CTR # 12, 100, PHILADELPHIA, PA 19102-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8730 COMMERCE CT # 2, 2, HARBOR SPRINGS, MI 49740-9492

April 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Apr 19, 2017
Property Address	3956 HOWARD RD, PETOSKEY, MI 49770-9504
Document Number	01194/0204
Book / Page	1194 / 0204
Instrument Date	Dec 5, 2016
Instrument	5147080
Transaction Type	Foreclosure
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST DOUGLASS RD200, 1600, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,500 (+45.66%) Land $15,500 Building $144,000	$319,000 (+45.66%) Land $31,000 Building $288,000
2024	$2,490.00
2023		$109,500 Land $10,800 Building $98,700	$219,000 Land $21,600 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard Rd

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