Emmet County property record for 4095 Howard Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.41 acres (235,951 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,115 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-19-29-100-010 |
| Primary APN | 01-19-29-100-010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,461 sqft Living Area |
| 1st Floor Area | 1,733 sqft |
| Basement Area | 1,733 sqft |
| Unfinished Basement | 1,733 sqft |
| Lot Area | 235,951 sqft (5.41 acres) |
|---|---|
| Garage Area | 1,553 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4095 HOWARD RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-1 |
| Legal Description | COM AT PT ON W LN OF SECTION 29, 45 RD N OF SW COR OF NW 1/4 OF NW 1/4 OF SD SEC, TH E 27 RDS, TH N TO N SEC LN, TH W TO W SEC LN, S TO POB. EXC N 2 RDS THEREOF. ALSO INC N 33 FT OF DESC PROP: COM AT SW COR OF NW 1/4 OF NW 1/4 OF SD SEC, TH N 45 RDS, |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 29 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | BEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970600 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4095 HOWARD RD, PETOSKEY, MI 49770-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2025 |
| Transfer Doc | 001268/667 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Bear Creek Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $261,500 (+7.08%) Land $261,500 | $523,000 (+7.08%) Land $523,000 | |
| 2025 | $244,200 (+38.59%) Land $244,200 | $488,400 (+38.59%) Land $488,400 | |
| 2024 | $3,115.00 | ||
| 2023 | $176,200 Land $176,200 | $352,400 Land $352,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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