4280 Curran Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 4280 Curran Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1993
Lot Size	3.08 acres (134,165 sqft)
Owner	Individual Name on File
Last Sale	$100 (Jul 2002)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-0014-0006-07-4`

Property Details

APN / Parcel Number

Primary APN	`05-0014-0006-07-4`
Alternative APN	`11-05-0014-0006-07-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	134,165 sqft (3.08 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4280 CURRAN RD
City	BUCHANAN
State	MI
Zip	49107-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R RURAL
Legal Description	COM AT NW COR OF NW1/4 OF SW1/4 SEC 14 T8S R18W TH E 285'TH S 470' TH W 285'TH N 470'TO POB
Legal Range	18W
Legal Township	08S
Legal Section	14
Jurisdiction	BERRIEN MI
Township / Civil Division	BERTRAND
Census Block Group	1
Census Block	1035
Census Tract	20300

Owner

4280 Curran Rd is owned and occupied by an individual who bought it in July 2002.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit HONOR CREDIT UNION
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 5, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 5, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2002 · Amount on File
Deed Sale	Jul 9, 2002 · Amount on File
Prior Sale	Mar 15, 1994 · Amount on File
Deed Book / Page	2281 / 676
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Jun 15, 2026
Property Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213
Document Number	0000463391
Book / Page	3479 / 4330
Instrument Date	Jun 2, 2026
Instrument	2026463391
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213

Mortgage

Document Number	0000463391,
Date	Jun 15, 2026
Book Page	3479/4330
Instrument	2026463391

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 12, 2046

Interest

Rate	6.37%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03310/3476
Date	Jan 28, 2021
Book Page	3310/3476

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03239/2232
Date	Jun 5, 2019
Book Page	3239/2232

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	4280 CURRAN RD, BUCHANAN, MI 49107-9213
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03239/2232
Date	Jul 5, 2019
Book Page	3239/2232

Lender

Name	NEW DAY FINANCIAL LLC
Type	Bank
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4280 Curran Rd was $2,038 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bertrand Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,900	$335,800
2025	$2,038.00
2023		$116,000	$232,000
2022	$1,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4280 Curran Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4280 Curran Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber, Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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