Lincoln County property record for 428 Meadow Spring Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,556 sqft · built 2015 |
| Lot Size | 0.265 acres (11,543 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,900 (Nov 2015) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-80-34-004-002-122.000 |
| Primary APN | 15-80-34-004-002-122.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,556 sqft Living Area |
| Basement Area | 1,556 sqft |
| Unfinished Basement | 1,556 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,543 sqft (0.265 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 428 MEADOW SPRING DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-7219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 122 MEADOWRIDGE PLAT 2 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 34 |
| Legal Subdivision | MEADOWRIDGE PLAT 2 |
| Legal Lot Number | 122 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 810203 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 428 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2015 · Amount on Record |
| Deed Sale | Nov 18, 2015 · Amount on Record |
| Prior Sale | Jun 10, 2015 |
| Deed Document Number | 20159406 |
| Deed Book / Page | 2393 / 793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 428 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2442/933 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 2442/933 |
| Instrument | 2020000930 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,663 (-) Land $4,590 Building $33,073 | ||
| 2025 | $2,366.00 (+7.2%) | $37,663 (+8.56%) Land $4,590 Building $33,073 | $198,230 (+8.56%) Land $24,160 Building $174,070 |
| 2023 | $2,207.00 (+5.85%) | $34,694 Land $3,838 Building $30,856 | $182,600 Land $20,200 Building $162,400 |
| 2022 | $2,085.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.
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