Lincoln County property record for 432 Meadow Spring Dr, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,602 sqft · built 2015 |
| Lot Size | 0.253 acres (11,064 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,432 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-80-34-004-002-121.000 |
| Primary APN | 15-80-34-004-002-121.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,602 sqft Living Area |
| Basement Area | 1,602 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Wood Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,064 sqft (0.253 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 432 MEADOW SPRING DR |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-7219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 121 MEADOWRIDGE PLAT 2 |
| Legal Range | 01W |
| Legal Township | 49 |
| Legal Section | 34 |
| Legal Subdivision | MEADOWRIDGE PLAT 2 |
| Legal Lot Number | 121 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 810203 |
Source: Lincoln County records · APN 15-80-34-004-002-121.000
Assessment roll updated June 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 432 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Sep 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FCB BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2018 |
| Deed Sale | Sep 27, 2018 |
| Prior Sale | Jul 24, 2015 |
| Deed Document Number | 2018008778 |
| Deed Book / Page | 2427 / 0378 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 432 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02441/0277 |
|---|---|
| Date | Dec 09, 2019 |
| Book Page | 2441/0277 |
| Instrument | 2019011181 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Address | COLLINSVILLE, IL 62234 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Sep 27, 2018 |
| Property Address | 432 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Document Number | 02427/0378 |
| Book / Page | 2427 / 0378 |
| Map Reference | MB14 PG45 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018008778 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 432 MEADOW SPRING DR, TROY, MO 63379-7219 |
| Document Number | 2018008779 |
|---|---|
| Date | Sep 27, 2018 |
| Instrument | 2018008779 |
| Name | FCB BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,432.00 (+7.18%) | $38,714 (+8.52%) Land $4,617 Building $34,097 | $203,760 (+8.52%) Land $24,300 Building $179,460 |
| 2023 | $2,269.00 (+5.88%) | $35,676 (+6.38%) Land $3,872 Building $31,804 | $187,770 (+6.39%) Land $20,380 Building $167,390 |
| 2022 | $2,143.00 | $33,535 Land $3,872 Building $29,663 | |
| 2021 | $176,500 Land $20,380 Building $156,120 |
Source: FEMA National Flood Hazard Layer as of October 5, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 92% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, SysTec Wireless Communications, Wisper ISP.
Based on FCC filings for 189 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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