424 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 424 Meadow Spring Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 2015
Lot Size	0.298 acres (13,024 sqft)
Owner	Individual Name on File
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-123.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-123.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Basement Area	1,518 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,024 sqft (0.298 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	424 MEADOW SPRING DR
City	TROY
State	MO
Zip	63379-7219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 MEADOWRIDGE PLAT 2
Legal Range	01W
Legal Township	49
Legal Section	34
Legal Subdivision	MEADOWRIDGE PLAT 2
Legal Lot Number	123
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3010
Census Tract	810203

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	424 MEADOW SPRING DR, TROY, MO 63379-7219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Mar 3, 2017	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 3, 2017
Deed Sale	Mar 3, 2017
Prior Sale	Feb 9, 2016
Deed Document Number	2017001821
Deed Book / Page	2408 / 0400
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	424 MEADOW SPRING DR, TROY, MO 63379-7219
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02427/0415
Date	Sep 28, 2018
Book Page	2427/0415
Instrument	2018008815

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	424 MEADOW SPRING DR, TROY, MO 63379-7219
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02440/0484
Date	Nov 15, 2019
Book Page	2440/0484
Instrument	2019010386

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	KANSAS CITY, MO 64116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 3, 2017
Property Address	424 MEADOW SPRING DR, TROY, MO 63379-7219
Document Number	02408/0400
Book / Page	2408 / 0400
Map Reference	MB14 PG45
Instrument Date	Feb 28, 2017
Instrument	2017001821
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	424 MEADOW SPRING DR, TROY, MO 63379-7219

Mortgage

Document Number	02408/0401
Date	Mar 3, 2017
Book Page	2408/0401
Instrument	2017001822

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,165.00 (+2.61%)	$36,003 (+8.51%) Land $4,617 Building $31,386	$189,490 (+8.51%) Land $24,300 Building $165,190
2023	$2,110.00 (+5.82%)	$33,180 Land $3,808 Building $29,372	$174,630 Land $20,040 Building $154,590
2022	$1,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, SysTec Wireless Communications, Wisper ISP.

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