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428 Howard Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 428 Howard Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,008 sqft · built 1949
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$450,000 (Oct 2025)
Tax Bill$8,887 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00198-0000-00033

Property Details

APN / Parcel Number

Primary APN10-00198-0000-00033
Alternative APN
  • 100019800033

Interior

Stories1 Story
Building Area1,008 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address428 HOWARD AVE
CityMIDDLESEX
StateNJ
Zip08846-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100 34
Legal SubdivisionWATCHUNG ESTATES
Legal Block198
Legal Lot Number33
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group1
Census Block1014
Census Tract102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00198-0000-00033

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address428 HOWARD AVE, MIDDLESEX, NJ 08846-2015
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 14, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2025 · Amount on Record
Deed SaleOct 23, 2025 · Amount on Record
Prior SaleNov 22, 2024 · Amount on Record
Deed Document Number202564693
Deed Book / Page19857 / 873
Record UpdatedSep 20, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateOct 23, 2025
Property Address428 HOWARD AVE, MIDDLESEX, NJ 08846-2015
Document Number0000064693
Book / Page19857 / 873
Instrument DateSep 30, 2025
Instrument2025064693
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyMAIN STREET TITLE AND STLMT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address527 BUCHANAN ST, HILLSIDE, NJ 07205-1702

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 HOWARD AVE, MIDDLESEX, NJ 08846-2015

Mortgage

Document Number0000064694
DateOct 23, 2025
Instrument2025064694
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Mortgage

Document Number0000064695
DateOct 23, 2025
Book Page19857/897
Instrument2025064695
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueOct 10, 2030

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMIDDLESEX NJ
Recording DateApr 14, 2021
Property Address428 HOWARD AVE, MIDDLESEX, NJ 08846-2015
Document Number0000051382
Book / Page18393 / 469
Instrument DateApr 06, 2021
Instrument2021051382
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,879.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address428 HOWARD AVE, 428, MIDDLESEX, NJ 08846-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 HOWARD AVE, MIDDLESEX, NJ 08846-2015

Mortgage

Document Number0000051383
DateApr 14, 2021
Instrument2021051383
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$445,000 (+6.15%) Land $134,800 Building $310,200$445,000 (+6.15%) Land $134,800 Building $310,200
2025$8,887.00 (+10.84%)$419,200 (+20.98%) Land $134,800 Building $284,400$419,200 (+20.98%) Land $134,800 Building $284,400
2024$8,018.00 (+11.21%)
2023$346,500 Land $134,800 Building $211,700$346,500 Land $134,800 Building $211,700
2022$7,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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