Middlesex County and Middlesex Borough property record for 420 Howard Ave, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,097 sqft · built 1949 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Sep 2021) |
| Tax Bill | $8,698 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Sep 2015 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00198-0000-00037 |
| Primary APN | 10-00198-0000-00037 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,097 sqft Living Area |
| 1st Floor Area | 1,097 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 420 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60A |
| Legal Description | 50X100 38 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 198 |
| Legal Lot Number | 37 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 420 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Sep 18, 2015 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Sep 14, 2010 · Amount on Record |
| Deed Document Number | 2021120606 |
| Deed Book / Page | 18639 / 1257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 23, 2021 |
| Property Address | 420 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 2021120606 |
| Book / Page | 18639 / 1257 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021120606 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,871.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 287 TURKEY HILL RD, 287, BLOOMSBURY, NJ 08804-3511 |
| Name | Verified Name |
|---|---|
| Address | 420 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 2021120607 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021120607 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 8, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 420 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 0000000206 |
| Book / Page | 000245 / 000676 |
| Instrument Date | Sep 18, 2015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 420 HOWARD AVE MIDDLESEX NJ 088462015, MIDDLESEX, NJ 08846-2015 |
| Document Number | 0000000206 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 000245/000676 |
| Instrument | 206 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 456 Months |
| Due | Feb 20, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,200 (+3.39%) Land $134,800 Building $289,400 | $424,200 (+3.39%) Land $134,800 Building $289,400 | |
| 2025 | $8,698.00 (+6.22%) | $410,300 (+15.94%) Land $134,800 Building $275,500 | $410,300 (+15.94%) Land $134,800 Building $275,500 |
| 2024 | $8,189.00 (+4.93%) | ||
| 2023 | $353,900 Land $134,800 Building $219,100 | $353,900 Land $134,800 Building $219,100 | |
| 2022 | $7,804.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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