425 Howard Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 425 Howard Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,260 sqft · built 1949
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,889 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00199-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`10-00199-0000-00013`
Alternative APN	`100019900013`

Interior

Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	425 HOWARD AVE
City	MIDDLESEX
State	NJ
Zip	08846-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 14
Legal Subdivision	WATCHUNG ESTATES
Legal Block	199
Legal Lot Number	13
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1015
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00199-0000-00013

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	425 HOWARD AVE, MIDDLESEX, NJ 08846-2016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 20, 2017	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	425 HOWARD AVE, MIDDLESEX, NJ 08846-2016
Document Number	0000021147
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 HOWARD AVE MIDDLESEX NJ 088462016, MIDDLESEX, NJ 08846-2016

Mortgage

Document Number	0000021147
Date	Oct 11, 2017
Book Page	016919/000784
Instrument	21147

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Oct 10, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.48%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	425 HOWARD AVE, MIDDLESEX, NJ 08846-2016
Document Number	0000021146
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	425 HOWARD AVE MIDDLESEX NJ 088462016, MIDDLESEX, NJ 08846-2016

Mortgage

Document Number	0000021146
Date	Oct 11, 2017
Book Page	016919/000768
Instrument	21146

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Oct 10, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (+5.34%) Land $134,800 Building $319,300	$454,100 (+5.34%) Land $134,800 Building $319,300
2025	$8,889.00 (+13.86%) Widower's exemption	$431,100 (+23.81%) Land $134,800 Building $296,300	$431,100 (+23.81%) Land $134,800 Building $296,300
2024	$7,807.00 (+7.73%)
2023		$348,200 Land $134,800 Building $213,400	$348,200 Land $134,800 Building $213,400
2022	$7,247.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 572 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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