Middlesex County and Middlesex Borough property record for 424 Howard Ave, Middlesex, NJ 08846 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1953 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 5,001 sqft (0.115 acres) |
| Last Sale | $288,400 (2018) |
| Tax Bill | $8,588.00 (2025) |
| Primary APN | 10-00198-0000-00035 |
|---|---|
| Alternative APN |
|
| Building Area | 1,260 sqft Living Area |
|---|---|
| 1st Floor | 1,260 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame Construction |
| Lot Area | 5,001 sqft (0.115 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Street Address | 424 HOWARD AVE |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2015 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50X100 36 |
| Legal Subdivision | WATCHUNG ESTATES |
| Legal Block | 198 |
| Legal Lot Number | 35 |
| Jurisdiction | MIDDLESEX NJ |
| Minor Civil Division | MIDDLESEX |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 102 |
Source: Middlesex County and Middlesex Borough records · APN 10-00198-0000-00035
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 424 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Feb 05, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DISCOVER BANK |
| May 14, 2020 | Deed of Trust, Mortgage NJ LENDERS |
| Nov 07, 2018 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NJ LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2018 · Amount on Record |
| Deed Sale | Nov 07, 2018 · Amount on Record |
| Prior Sale | Aug 23, 2013 · Amount on Record |
| Deed Doc Number | 201895784 |
| Deed Book / Page | 17343 / 122 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 424 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000007127 |
|---|---|
| Date | Feb 05, 2025 |
| Book Page | 19653/363 |
| Instrument | 2025007127 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 424 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 0000043927 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2020 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 424 HOWARD AVE MIDDLESEX NJ 088462015, MIDDLESEX, NJ 08846-2015 |
| Document Number | 0000043927 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 017881/000224 |
| Instrument | 43927 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | May 19, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Nov 07, 2018 |
| Property Address | 424 HOWARD AVE, MIDDLESEX, NJ 08846-2015 |
| Document Number | 0000095784 |
| Book / Page | 017343 / 000122 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 95784 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | JERSEY COAST TITLE AGENCY, JERSEY COAST TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $288.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 424 HOWARD AVE MIDDLESEX NJ 088462015, MIDDLESEX, NJ 08846-2015 |
| Document Number | 95785 |
|---|---|
| Date | Nov 07, 2018 |
| Book Page | 017343/000127 |
| Instrument | 95785 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2048 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,400 (+7.23%) Land $134,800 Building $299,600 | $434,400 (+7.23%) Land $134,800 Building $299,600 | |
| 2025 | $8,588.00 (+1.05%) | $405,100 (+10.29%) Land $134,800 Building $270,300 | $405,100 (+10.29%) Land $134,800 Building $270,300 |
| 2024 | $8,499.00 (+6.61%) | ||
| 2023 | $367,300 Land $134,800 Building $232,500 | $367,300 Land $134,800 Building $232,500 | |
| 2022 | $7,972.00 |
424 Howard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Middlesex County (34023C), updated December 16, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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