428 E High St, Eaton, OH 45320 Property Records

Preble County property record for 428 E High St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1900
Lot Size	0.186 acres (8,120 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Jan 2022)
Tax Bill	$1,276 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-043-04-013-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-043-04-013-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,302 sqft Living Area
1st Floor Area	1,106 sqft
Upper Floors Area	196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Shingle
Lot Area	8,120 sqft (0.186 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	428 E HIGH ST
City	EATON
State	OH
Zip	45320-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 561
Legal Block	4
Legal Lot Number	561
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	4
Census Block	4034
Census Tract	455002

Owner

Source: Preble County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E HIGH ST, EATON, OH 45320-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on Record
Deed Sale	Jan 6, 2022 · Amount on Record
Prior Sale	Dec 27, 2012 · Amount on Record
Deed Document Number	33
Deed Book / Page	429 / 1526
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 6, 2022
Property Address	428 E HIGH ST, EATON, OH 45320-1824
Document Number	00429/1526
Book / Page	429 / 1526
Instrument Date	Dec 30, 2021
Instrument	202200000100
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	LAWYERS TITLE, LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E HIGH ST, EATON, OH 45320-1824

Mortgage

Document Number	202200000101
Date	Jan 6, 2022
Instrument	202200000101

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Preble County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,276.00 (+1.11%) Homeowner's exemption	$34,790 (-) Land $7,560 Building $27,230
2024	$1,262.00 (-14.03%) Homeowner's exemption	$34,790 (-) Land $7,560 Building $27,230
2023	$1,468.00 (+43.64%) Homeowner's exemption	$34,790 (+52.19%) Land $7,560 Building $27,230	$99,400 (-) Land $21,600 Building $77,800
2022	$1,022.00 Homeowner's exemption	$22,860 Land $7,320 Building $15,540
2020			$99,400 Land $21,600 Building $77,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people · EPA ID OH6801612
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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