425 E High St, Eaton, OH 45320 Property Records

Preble County property record for 425 E High St, Eaton, OH 45320 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,038 sqft · built 1890
Lot Size	0.148 acres (6,469 sqft)
Owner	Individual Name on File
Last Sale	$161,333 (Aug 2023)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Jul 2009 Mortgage Nov 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-050-01-002-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-050-01-002-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,038 sqft Living Area
1st Floor Area	1,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	6,469 sqft (0.148 acres)
Lot Dimensions	132 ft deep x 49 ft wide
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	162 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 E HIGH ST
City	EATON
State	OH
Zip	45320-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT LOT 555
Legal Subdivision	AUKERMANS ADD
Legal Block	1
Legal Lot Number	555
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	4
Census Block	4037
Census Tract	455002

Owner

Source: Preble County records · APN M40-0006-050-01-002-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 E HIGH ST, EATON, OH 45320-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2009	Deed of Trust, Mortgage · FHA Mortgage FIFTH THIRD MORTGAGE CO
Nov 04, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 17, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jan 06, 2020	Special Warranty Deed, Transfer SERVICELINK CRS, SERVICELINK LLC
Jun 05, 2019	Sheriff's Deed, Foreclosure
Jun 14, 2007	Sheriff's Deed, Foreclosure
Jan 26, 2006	Deed, Transfer OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2023 · Amount on Record
Deed Sale	Aug 17, 2023 · Amount on Record
Prior Sale	Jun 15, 2021 · Amount on Record
Deed Document Number	1063
Deed Book / Page	448 / 739
Record Updated	Sep 20, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	FREEDOM TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00286/1441
Date	Jul 14, 2009
Book Page	286/1441
Instrument	200900096100

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2039

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PREBLE OH
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGENCY SOUTH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E HIGH ST, EATON, OH 45320-1823

Mortgage

Document Number	00460/1948
Date	Nov 04, 2024
Book Page	460/1948
Instrument	202400004151

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Aug 17, 2023
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	000448/739
Book / Page	448 / 739
Instrument Date	Aug 15, 2023
Instrument	202300003261
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MIDDLETOWN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E HIGH ST, EATON, OH 45320-1823

Mortgage

Document Number	202300003262
Date	Aug 17, 2023
Instrument	202300003262

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 15, 2021
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	420/1377
Book / Page	420 / 1377
Instrument Date	Jun 14, 2021
Instrument	202100003440
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	FREEDOM TITLE AGENCY INC, FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	425 E HIGH ST, EATON, OH 45320-1823

Mortgage

Document Number	202100003441
Date	Jun 15, 2021
Instrument	202100003441

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

January 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 06, 2020
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	400/0676
Book / Page	400 / 0676
Instrument Date	Dec 20, 2019
Instrument	202000000049
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	SERVICELINK CRS, SERVICELINK LLC

Transaction

Amount	Amount Recorded
Tax	$66.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5001 KINGSLEY DR, 5001, CINCINNATI, OH 45227-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 E SPRING ST, EATON, OH 45320-1457

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 05, 2019
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	393/0616
Book / Page	393 / 0616
Instrument Date	Jun 04, 2019
Instrument	201900002425
Transaction Type	Foreclosure
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2007: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	PREBLE OH
Recording Date	Jun 14, 2007
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	00263/2490
Book / Page	263 / 2490
Instrument Date	Apr 13, 2007
Instrument	200700081030
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 WALNUT ST # 4844, GREEN COVE SPRINGS, FL 32043-3443
Investor	Possibly a Property Investor

January 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	PREBLE OH
Recording Date	Jan 26, 2006
Property Address	425 E HIGH ST, EATON, OH 45320-1823
Document Number	244/0073
Book / Page	244 / 0073
Instrument Date	Jan 24, 2006
Instrument	200600068522
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FREEDOM TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 E HIGH ST, EATON, OH 45320-1823

Mortgage

Document Number	200600068523
Date	Jan 26, 2006
Instrument	200600068523

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.8%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Index	LIBOR

Mortgage

Document Number	00244/0084
Date	Jan 26, 2006
Book Page	244/0084
Instrument	200600068524

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	3 ADA, IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-20.39%) Homeowner's exemption	$44,740 (-) Land $5,850 Building $38,890
2024	$1,594.00 (-14.3%) Homeowner's exemption	$44,740 (-) Land $5,850 Building $38,890
2023	$1,860.00 (+164.96%) Homeowner's exemption	$44,740 (+199.26%) Land $5,850 Building $38,890	$127,800 (-) Land $16,700 Building $111,100
2022	$702.00 Homeowner's exemption	$14,950 Land $5,640 Building $9,310
2020			$127,800 Land $16,700 Building $111,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 463 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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