416 E High St, Eaton, OH 45320 Property Records

Preble County property record for 416 E High St, Eaton, OH 45320 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,540 sqft · built 1900
Lot Size0.186 acres (8,120 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Jun 2019)
Tax Bill$1,618 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Aug 2023 Line of Credit
+ 6 more
Flood ZoneZone X (minimal risk)
APNM40-0006-043-04-011-000

Property Details

APN / Parcel Number

Primary APNM40-0006-043-04-011-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,540 sqft Living Area
1st Floor Area1,135 sqft
Upper Floors Area405 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialShingle
Lot Area8,120 sqft (0.186 acres)
Lot Dimensions123 ft deep x 66 ft wide
TerrainRolling
PorchOpen Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address416 E HIGH ST
CityEATON
StateOH
Zip45320-1824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 563
Legal SubdivisionEATON
Legal Block4
Legal Lot Number563
JurisdictionPREBLE OH
Township / Civil DivisionEATON
Census Block Group4
Census Block4034
Census Tract455002

Owner

Source: Preble County records · APN M40-0006-043-04-011-000

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address416 E HIGH ST, EATON, OH 45320-1824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 24, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 19, 2005Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jul 08, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 10, 2019Warranty Deed, Transfer · Conventional Mortgage
SOMERVILLE BANK
Jun 26, 2015Warranty Deed, Transfer · Conventional Mortgage
FREEDOM TITLE
Jun 13, 2011Sheriff's Deed, Foreclosure
SOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OHIO TITLE AGEN
Apr 19, 2011Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleJun 26, 2015 · Amount on Record
Deed Document Number754
Deed Book / Page393 / 0964
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address416 E HIGH ST, EATON, OH 45320-1824
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 E HIGH ST E, EATON, OH 45320-1824

Mortgage

Document Number00421/1294
DateJul 08, 2021
Book Page421/1294
Instrument202100003884
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueApr 02, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address416 E HIGH ST, EATON, OH 45320-1824
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 E HIGH ST, EATON, OH 45320-1824

Mortgage

Document Number00448/1224
DateAug 24, 2023
Book Page448/1224
Instrument202300003347
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 11, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address416 E HIGH ST, EATON, OH 45320-1824
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00242/1427
DateDec 19, 2005
Book Page242/1427
Instrument200500067645
Lender
NameUS BANK NA
TypeBank
Address4801 FREDERICA ST, OWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2036

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPREBLE OH
Property Address416 E HIGH ST, EATON, OH 45320-1824
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 E HIGH ST E, EATON, OH 45320-1824

Mortgage

Document Number421/1294
DateJul 08, 2021
Book Page421/1294
Instrument202100003884
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueApr 02, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPREBLE OH
Recording DateJun 10, 2019
Property Address416 E HIGH ST, EATON, OH 45320-1824
Document Number393/0964
Book / Page393 / 0964
Instrument DateJun 05, 2019
Instrument201900002501
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyNOT AVAILABLE, FREEDOM TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address416 E HIGH ST, EATON, OH 45320-1824

Mortgage

Document Number201900002502
DateJun 10, 2019
Instrument201900002502
Lender
NameSOMERVILLE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

June 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPREBLE OH
Recording DateJun 26, 2015
Property Address416 E HIGH ST, EATON, OH 45320-1824
Document Number351/1124
Book / Page351 / 1124
Instrument DateJun 24, 2015
Instrument201500002733
Transaction TypeTransfer
Record UpdatedFeb 06, 2021
Title CompanyFREEDOM TITLE

Transaction

AmountAmount Recorded
Tax$231.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address416 E HIGH ST, EATON, OH 45320-1824

Mortgage

Document Number, 201500002734
DateJun 26, 2015
Instrument201500002734
Lender
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2045

June 2011: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPREBLE OH
Recording DateJun 13, 2011
Property Address416 E HIGH ST, EATON, OH 45320-1824
Document Number00306/1131
Book / Page306 / 1131
Instrument DateJun 09, 2011
Instrument201100002696
Transaction TypeForeclosure
Record UpdatedApr 23, 2026
Title CompanySOUTHWESTERN OH TITLE AGENCY LLC, SOUTHWESTERN OHIO TITLE AGEN

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2424 CAMDEN WEST ELKTON RD, CAMDEN, OH 45311-9553

April 2011: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionPREBLE OH
Recording DateApr 19, 2011
Property Address416 E HIGH ST, EATON, OH 45320-1824
Document Number00305/0129
Book / Page305 / 0129
Instrument DateApr 14, 2011
Instrument201100001836
Transaction TypeForeclosure
Record UpdatedApr 23, 2026

Transaction

AmountAmount Recorded
Tax$170.10
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2424 CAMDEN WEST ELKTON RD, CAMDEN, OH 45311-9553

Tax Assessment & Valuation

Source: Preble County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyPreble County
MunicipalityEaton City
Unified School DistrictEaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,618.00 (+1.19%) Homeowner's exemption$44,840 (-) Land $7,560 Building $37,280
2024$1,599.00 (-14.35%) Homeowner's exemption$44,840 (-) Land $7,560 Building $37,280
2023$1,867.00 (+31.94%) Homeowner's exemption$44,840 (+37.71%) Land $7,560 Building $37,280$128,100 (-) Land $21,600 Building $106,500
2022$1,415.00 Homeowner's exemption$32,560 Land $7,320 Building $25,240
2020$128,100 Land $21,600 Building $106,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), updated May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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