418 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 418 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,352 sqft · built 1998
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Feb 2016)
Tax Bill	$2,389 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-017`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	1,428 sqft
Upper Floors Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	263 ft deep x 149 ft wide
Porch	Slab
Porch Area	234 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	418 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK PLANTATION SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 17 BLK A
Legal Subdivision	DARRELL CREEK PLANTATION SUBDIVISION NAM
Legal Block	A
Legal Lot Number	17
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1049
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HM MTG CORP
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit BAYER HERITAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2016 · Amount on Record
Deed Sale	Feb 1, 2016 · Amount on Record
Prior Sale	Jun 23, 2008 · Amount on Record
Deed Book / Page	532 / 335
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	418 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0009660100
Date	Mar 3, 2021
Book Page	966/100

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	418 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0949/0520
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	418 COMMONWEALTH RD MOUNT PLEASANT SC 294668317, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0949/0520
Date	Jan 11, 2021
Book Page	000949/000520

Lender

Name	FIRST HM MTG CORP
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	418 COMMONWEALTH RD, MT PLEASANT, SC 29466-8317
Document Number	0706/0824
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 COMMONWEALTH RD MOUNT PLEASANT SC 294668317, MOUNT PLEASANT, SC 29466-8317

Mortgage

Document Number	0706/0824
Date	Mar 26, 2018
Book Page	000706/000824

Lender

Name	BAYER HERITAGE FCU
Type	Credit Union
Address	PROCTOR, WV 26055-0010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,389.00 (+5.75%)	$603,060 (+2,774.45%) Land $260,935 Building $342,125	$1,170,200 (+123.15%) Land $682,200 Building $488,000
2024	$2,259.00 (+7.78%)	$20,980 (-)
2022	$2,096.00	$20,980	$524,400 (-) Land $226,900 Building $297,500
2020			$524,400 Land $226,900 Building $297,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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