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209 Chip Rd, Bay City, MI 48706 Property Records

Bay County property record for 209 Chip Rd, Bay City, MI 48706

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1950
Lot Size7.29 acres (317,552 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Mar 2023)
Tax Bill$2,748 (2026)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN100-006-100-010-01

Property Details

APN / Parcel Number

Primary APN100-006-100-010-01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Lot Area317,552 sqft (7.29 acres)
Lot Dimensions1,302 ft deep x 244 ft wide
Garage Area992 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 CHIP RD
CityBAY CITY
StateMI
Zip48706-9439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionE 244 FT OF S 1/2 OF NW 1/4 SEC 6 T14N R4E, 7.29 AC +/
JurisdictionBAY MI
Township / Civil DivisionMONITOR
Census Block Group2
Census Block2007
Census Tract285700

Owner

Source: Bay County records · APN 100-006-100-010-01

Assessment roll updated May 18, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address209 CHIP RD, BAY CITY, MI 48706-9439
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Prior SaleOct 15, 2021 · Amount on Record
Deed Document Number20232699
Record UpdatedSep 20, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY MI
Recording DateMar 16, 2023
Property Address209 CHIP RD, BAY CITY, MI 48706-9439
Document Number0000002699
Instrument DateMar 15, 2023
Instrument202302699
Transaction TypeTransfer
Record UpdatedJul 24, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address428 CHIP RD, BAY CITY, MI 48706-9439

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 S DONCASTER CT APT A5, A5, SAGINAW, MI 48603-1812

Mortgage

Document Number0000002700
DateMar 16, 2023
Instrument202302700
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBay County
County SubdivisionMonitor Charter Township
Unified School DistrictBay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$2,748.00 Homeowner's exemption$112,800 (+48.81%)$225,600 (+48.81%)
2023$75,800 (-10.82%)$151,600 (-10.82%)
2022Homeowner's exemption$85,000$170,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 17, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1996–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6
AT&T
Fixed Wireless		25 / 3

Based on FCC filings for 2 locations within half a mile of this property.

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