428 Argyle St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 428 Argyle St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1905
Lot Size	0.031 acres (1,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000 (May 2022)
Tax Bill	$1,128 (2025)
Deeds & Mortgages	Apr 2023 Transfer Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-24-303-006`

Property Details

APN / Parcel Number

Primary APN	`8913-24-303-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Finished Basement	50 sqft
Unfinished Basement	572 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1,350 sqft (0.031 acres)
Lot Dimensions	45 ft deep x 30 ft wide
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	428 ARGYLE ST
City	WATERLOO
State	IA
Zip	50703-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOLEY ADDITION W 30 FT N 45 FT LOT 2 BLK 66
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	COOLEY ADDITION
Legal Block	66
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2003
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 ARGYLE ST, WATERLOO, IA 50703-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 25, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	202223110
Last Transfer Date	Apr 17, 2023
Transfer Doc	0000014030
Record Updated	Oct 29, 2026

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 18, 2023
Property Address	428 ARGYLE ST, WATERLOO, IA 50703-3823
Document Number	202300014030
Instrument Date	Apr 17, 2023
Instrument	202300014030
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 ARGYLE ST, WATERLOO, IA 50703-3823

September 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 25, 2017
Property Address	428 ARGYLE ST, WATERLOO, IA 50703-3823
Document Number	201800005372
Instrument Date	Sep 22, 2017
Instrument	2018-00005372
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1423 GRANDVIEW AVE, PAPILLION, NE 68046-5842
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,128.00 (+29.95%)	$55,320 (+38.13%) Land $1,880 Building $53,440	$55,320 (+38.13%) Land $1,880 Building $53,440
2024	$868.00 (+8.23%)
2023		$40,050 (+9.67%) Land $1,880 Building $38,170	$40,050 (+9.67%) Land $1,880 Building $38,170
2022	$802.00 Homeowner's exemption	$36,520 Land $1,880 Building $34,640
2021			$36,520 Land $1,880 Building $34,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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