Black Hawk County property record for 431 Argyle St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,392 sqft · built 1909 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,360 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-24-163-013 |
| Primary APN | 8913-24-163-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Basement Area | 696 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 265 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 431 ARGYLE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAILROAD ADDITION WATERLOO LOT 2 BLK 29 E 1/2 LOT 3 BLK 29 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 24 |
| Legal Subdivision | RAILROAD ADDITION WATERLOO |
| Legal Block | 29 |
| Legal Lot Number | 2,3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
431 Argyle St is owned by an individual who acquired it in January 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 98 VINTON ST, WATERLOO, IA 50703-4947 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 29, 2021 |
| Transfer Doc | 0000017689 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 431 Argyle St was $1,360, up 28.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+28.06%) | $66,600 Land $4,950 Building $61,650 | $66,600 Land $4,950 Building $61,650 |
| 2024 | $1,062.00 | ||
| 2023 | $48,990 (+9.43%) Land $4,950 Building $44,040 | $48,990 Land $4,950 Building $44,040 | |
| 2022 | $984.00 | $44,770 Land $4,950 Building $39,820 | |
| 2021 | $44,770 Land $4,950 Building $39,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 431 Argyle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1993–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 431 Argyle St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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