416 Argyle St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 416 Argyle St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,257 sqft · built 2019
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2021)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-24-303-003`

Property Details

APN / Parcel Number

Primary APN	`8913-24-303-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,257 sqft Living Area
1st Floor Area	850 sqft
Attic	Attic
Attic Area	383 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	416 ARGYLE ST
City	WATERLOO
State	IA
Zip	50703-3823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOLEY ADDITION LOT 7 BLK 66
Legal Range	13W
Legal Township	89N
Legal Section	24
Legal Subdivision	COOLEY ADDITION
Legal Block	66
Legal Lot Number	7
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2003
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Walnut Street Historic District listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 ARGYLE ST, WATERLOO, IA 50703-3823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Warranty Deed, Transfer · Commercial Mortgage IOWA HEARTLAND HABITAT FOR HUMANITY
Nov 9, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	20212292
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 30, 2020
Property Address	416 ARGYLE ST, WATERLOO, IA 50703-3823
Document Number	202100002292
Instrument Date	Jul 29, 2020
Instrument	202100002292
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 ARGYLE ST, WATERLOO, IA 50703-3823

Mortgage

Document Number	202100002293
Date	Jul 30, 2020
Instrument	202100002293

Lender

Name	IOWA HEARTLAND HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Sep 1, 2050

Mortgage

Document Number	202100002295
Date	Jul 30, 2020
Instrument	202100002295

Lender

Name	HABITAT FOR HUMANITY OF IOWA INC
Type	Non-Lending Institution

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 9, 2017
Property Address	416 ARGYLE ST, WATERLOO, IA 50703-3823
Document Number	201800008188
Instrument Date	Nov 3, 2017
Instrument	2018-00008188
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 W 5TH ST, WATERLOO, IA 50702-2125

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,492.00 (+14.42%)	$171,120 (+21.61%) Land $7,500 Building $163,620	$171,120 (+21.61%) Land $7,500 Building $163,620
2024	$3,052.00 (+89.1%)
2023		$140,710 (+91.49%) Land $7,500 Building $133,210	$140,710 (+91.49%) Land $7,500 Building $133,210
2022	$1,614.00	$73,480 Land $7,500 Building $65,980
2021			$73,480 Land $7,500 Building $65,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1978–1991)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

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