411 Argyle St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 411 Argyle St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1927
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on Record
Last Sale$40,000 (Jan 2021)
Tax Bill$1,122 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-24-163-025

Property Details

APN / Parcel Number

Primary APN8913-24-163-025

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,360 sqft Living Area
1st Floor Area480 sqft
Basement Area928 sqft
Game RoomGame Room
FlooringCombination, Other
Interior WallsPlaster

Exterior

Year BuiltBuilt 1927
Architectural StyleA-Frame
Exterior MaterialAluminum Siding
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area56 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address411 ARGYLE ST
CityWATERLOO
StateIA
Zip50703-3822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAILROAD ADDITION WATERLOO W 15 FT OF LOT 8 AND LOTS 9 AND 10 BLK 29
Legal Range13
Legal Township89
Legal Section24
Legal SubdivisionRAILROAD ADDITION WATERLOO
Legal Block29
Legal Lot Number8-10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1012
Census Tract100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Walnut Street Historic District
listed 2019 · 90 contributing resources · NRIS 100004414

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Black Hawk County records, as of October 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address215 E 4TH ST, WATERLOO, IA 50703-4701
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
Nov 19, 2025Deed of Trust, Mortgage · FHA Mortgage
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2021 · Amount on Record
Deed SaleJan 14, 2021 · Amount on Record
Deed Document Number2100015909
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address411 ARGYLE ST, WATERLOO, IA 50703-3822
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 ARGYLE ST, WATERLOO, IA 50703-3822

Mortgage

Document Number0202517068
DateNov 19, 2025
Instrument2025-17068
Lender
NameGREENSTATE CU
TypeCredit Union
Address2355 LANDON RD, NORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2055
Interest
Change FrequencyMonthly

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address411 ARGYLE ST, WATERLOO, IA 50703-3822
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1244 DIKE ST, BUCKINGHAM, IA 50612-9759

Mortgage

Document Number0202517067
DateNov 19, 2025
Instrument2025-17067
Lender
NameGREENSTATE CU
TypeCredit Union
Address2355 LANDON RD, NORTH LIBERTY, IA 52317
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,960 (+33.28%) Land $8,250 Building $60,710$68,960 (+33.28%) Land $8,250 Building $60,710
2024$1,122.00 (-9.59%)
2023$51,740 Land $8,250 Building $43,490$51,740 Land $8,250 Building $43,490
2022$1,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1993–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimMay 2013 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink, T-Mobile.

Nearby Properties on Argyle St

Nearby Streets

Search Property Records by Address or Parcel Number