4276 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4276 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Trust Names on File
Last Sale	$565,000 (Mar 2025)
Tax Bill	$4,508 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`160-501-11-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-11-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4276 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 347 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	347
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4276 Black Duck Way is held in a trust since March 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	999 N PACIFIC ST, C306, OCEANSIDE, CA 92054-2030
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Intrafamily Transfer, Transfer
Oct 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP
Nov 19, 2021	Intrafamily Transfer, Transfer
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 24, 2017	Grant Deed, Transfer · Conventional Mortgage ISERVE RESID'L LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025 · Amount on File
Deed Sale	Mar 3, 2025 · Amount on File
Prior Sale	Dec 30, 2024 · Amount on File
Deed Document Number	202553835
Prior Transfer Date	Mar 19, 2024
Prior Transfer Doc	0000077808
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2024
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000077808
Map Reference	MAP 9952
Instrument Date	Mar 19, 2024
Instrument	2024-0077808
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000614767
Date	Oct 12, 2020
Instrument	2020-0614767

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 19, 2021
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000800158
Map Reference	MAP 9952
Instrument Date	Sep 22, 2020
Instrument	2021-0800158
Transaction Type	Transfer
Record Updated	Dec 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2018
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000052619
Instrument Date	Jan 18, 2018
Instrument	52619
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4276 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2018
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000052618
Instrument Date	Jan 18, 2018
Instrument	52618
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4276 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2017
Property Address	4276 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000493287
Instrument Date	Sep 25, 2017
Instrument	493287
Transaction Type	Transfer
Record Updated	Oct 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4276 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	493288
Date	Oct 24, 2017
Instrument	493288

Lender

Name	ISERVE RESID'L LNDG
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4276 Black Duck Way was $4,508.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,300 (+44.08%) Land $432,225 Building $144,075
2025	$4,508.00	$400,000 Land $300,000 Building $100,000
2023	$3,887.00 (+1.59%) Homeowner's exemption	$355,430 Land $112,328 Building $243,102
2022	$3,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4276 Black Duck Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4276 Black Duck Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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