4272 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4272 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Oct 2024)
Tax Bill	$6,296 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-501-10-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-10-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4272 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 346 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	346
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4272 Black Duck Way is owned and occupied by an individual who bought it in October 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 13, 2022	Deed of Trust, Mortgage · FHA Mortgage NETWORK CAPITAL FUNDING CORP
May 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage HENRY A THOMAS
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Jan 18, 2019	Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2024 · Amount on File
Deed Sale	Oct 25, 2024 · Amount on File
Prior Sale	Jan 18, 2019 · Amount on File
Deed Document Number	2024292447
Prior Transfer Date	Nov 19, 2014
Prior Transfer Doc	0000520316
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000272508
Date	Oct 9, 2023
Instrument	2023-0272508

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Oct 1, 2063

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000466217
Date	Dec 13, 2022
Instrument	2022-0466217

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000225587
Date	May 26, 2022
Instrument	2022-0225587

Lender

Name	HENRY A THOMAS
Type	Private Party
Address	26901 CALLE HERMOSA, CAPISTRANO BEACH, CA 92624

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000467131
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000467131
Date	Aug 19, 2020
Instrument	467131

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 18, 2019
Property Address	4272 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000021220
Instrument Date	Jan 2, 2019
Instrument	21220
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4272 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	21221
Date	Jan 18, 2019
Instrument	21221

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4272 Black Duck Way was $6,296.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$571,199 (+2%) Land $346,802 Building $224,397
2025	$6,296.00	$560,000 Land $340,002 Building $219,998
2023	$4,302.00 (+1.53%)	$385,990 Land $234,352 Building $151,638
2022	$4,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4272 Black Duck Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4272 Black Duck Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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