4268 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4268 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,056 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	Individual Name on File
Last Sale	$592,000 (Nov 2023)
Tax Bill	$6,707 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Mar 2022 Reverse Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`160-501-09-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-09-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4268 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 345 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	345
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

4268 Black Duck Way is owned and occupied by an individual who bought it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Widower

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 11, 2022	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Mar 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Jan 17, 2023	Intrafamily Transfer, Transfer
Aug 1, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Feb 24, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Feb 24, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Nov 8, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 26, 2018	Affidavit of Death, Transfer
Sep 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	Aug 1, 2022 · Amount on File
Deed Document Number	2023315305
Prior Transfer Date	Jan 17, 2023
Prior Transfer Doc	0000012113
Record Updated	Sep 20, 2026

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2023
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000315305
Map Reference	MAP 9952
Instrument Date	Nov 7, 2023
Instrument	2023-0315305
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000315306
Date	Nov 13, 2023
Instrument	2023-0315306

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000110514
Date	Mar 11, 2022
Instrument	2022-0110514

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.28%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.2%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000162667
Date	Mar 2, 2021
Instrument	2021-0162667

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Min Rate At Change	5%
Max Rate At Change	2%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2023
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000012113
Map Reference	MAP 9952
Instrument Date	Jan 17, 2023
Instrument	2023-0012113
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 1, 2022
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000313166
Map Reference	MAP 9952
Instrument Date	Jul 14, 2022
Instrument	2022-0313166
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000076008
Instrument Date	Feb 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4268 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000076008
Date	Mar 4, 2019
Instrument	76008

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.47%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000076009
Instrument Date	Feb 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4268 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Mortgage

Document Number	0000076009
Date	Mar 4, 2019
Instrument	76009

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	5.47%

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2018
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000467403
Instrument Date	Nov 7, 2018
Instrument	467403
Transaction Type	Transfer
Record Updated	Nov 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4268 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2018
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000401852
Instrument Date	Sep 18, 2018
Instrument	401852
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4268 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 26, 2018
Property Address	4268 BLACK DUCK WAY, OCEANSIDE, CA 92057-7502
Document Number	0000401853
Instrument Date	Sep 18, 2018
Instrument	401853
Transaction Type	Transfer
Record Updated	Oct 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4268 BLACK DUCK WAY OCEANSIDE CA 920577502, OCEANSIDE, CA 92057-7502

Tax Assessment & Valuation

The 2025 property tax bill for 4268 Black Duck Way was $6,707 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$615,916 (+2%) Land $509,796 Building $106,120
2025	$6,707.00 Homeowner's exemption	$603,840 Land $499,800 Building $104,040
2023	$5,750.00 (+45.75%) Homeowner's exemption	$524,000 Land $398,000 Building $126,000
2022	$3,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4268 Black Duck Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4268 Black Duck Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

Nearby Properties on Black Duck Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures