4265 Black Duck Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4265 Black Duck Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1986
Lot Size	0.4 acres (1,736 sqft)
Owner	2 Company Names on Record
Last Sale	$508,000 (Feb 2023)
Tax Bill	$5,866 (2025)
Deeds & Mortgages	Nov 2025 Transfer Feb 2023 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`160-501-25-00`

Property Details

APN / Parcel Number

Primary APN	`160-501-25-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,736 sqft (0.4 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4265 BLACK DUCK WAY
City	OCEANSIDE
State	CA
Zip	92057-7503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 361 TR 009952
Legal Subdivision	OCEANA MISSION
Legal Tract	009952
Legal Block	1
Legal Lot Number	361
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer
Feb 21, 2023	Grant Deed, Transfer LAWYERS TITLE SAN DIEGO
Oct 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 1, 2020	Quit Claim Deed, Transfer UNISOURCE
Oct 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 5, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2023 · Amount on Record
Deed Sale	Feb 21, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	202343652
Prior Transfer Date	Aug 25, 2020
Prior Transfer Doc	0000590423
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2025
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000314956
Map Reference	MAP 9952
Instrument Date	Nov 3, 2025
Instrument	2025-0314956
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2023
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000043652
Map Reference	MAP 9952
Instrument Date	Jan 24, 2023
Instrument	2023-0043652
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2020
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000590421
Map Reference	MAP 9952
Instrument Date	Aug 25, 2020
Instrument	2020-0590421
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

Mortgage

Document Number	0000590422
Date	Oct 1, 2020
Instrument	2020-0590422

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2020
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000590423
Instrument Date	Aug 25, 2020
Instrument	590423
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	UNISOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4265 BLACK DUCK WAY OCEANSIDE CA 920577503, OCEANSIDE, CA 92057-7503

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2019
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000465397
Instrument Date	Jun 10, 2019
Instrument	465397
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4265 BLACK DUCK WAY OCEANSIDE CA 920577503, OCEANSIDE, CA 92057-7503

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2019
Property Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503
Document Number	0000215808
Map Reference	MAP 9952
Instrument Date	May 21, 2019
Instrument	2019-0215808
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4265 BLACK DUCK WAY, OCEANSIDE, CA 92057-7503

Mortgage

Document Number	0000215809
Date	Jun 5, 2019
Instrument	2019-0215809

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$539,091 (+2%) Land $376,111 Building $162,980
2025	$5,866.00 (+22.06%) Homeowner's exemption	$528,522 (+20.5%) Land $368,737 Building $159,785
2023	$4,806.00 (+14.08%) Homeowner's exemption	$438,600 Land $306,000 Building $132,600
2022	$4,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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