4120 Smith Rd, Lambertville, MI 48144 Property Records

Monroe County property record for 4120 Smith Rd, Lambertville, MI 48144

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$238,000 (Jun 2026)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-031-068-00`

Property Details

APN / Parcel Number

Primary APN	`02-031-068-00`

Exterior

Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4120 SMITH RD
City	LAMBERTVILLE
State	MI
Zip	48144-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 1 - SEC 31 T8S R7E 1/2 AC COM 865 FT S 88D 54M E FR SW COR OF SD SEC TH S 88D 54M E 163 FT; TH N 0D 16M W 133.665 FT ;
Legal Range	07E
Legal Township	08S
Legal Section	31
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3012
Census Tract	833300

Owner

4120 Smith Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3706 HOMEWOOD AVE, TOLEDO, OH 43612-1010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Dec 21, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Feb 6, 2023 · Amount on File
Deed Document Number	202610309
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0000032425
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 10, 2026
Property Address	4120 SMITH RD, LAMBERTVILLE, MI 48144-9478
Document Number	0000010309
Instrument Date	Jun 5, 2026
Instrument	202610309
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3706 HOMEWOOD AVE, TOLEDO, OH 43612-1010

Mortgage

Document Number	0000010310,
Date	Jun 10, 2026
Instrument	202610310

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Feb 6, 2023
Property Address	4120 SMITH RD, LAMBERTVILLE, MI 48144-9478
Document Number	0000001674
Instrument Date	Feb 1, 2023
Instrument	2023R01674
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4120 SMITH RD, LAMBERTVILLE, MI 48144-9478

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1918 W ALEXIS RD, TOLEDO, OH 43613-2246

Mortgage

Document Number	0000001675
Date	Feb 6, 2023
Instrument	2023R01675

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

December 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MONROE MI
Recording Date	Dec 21, 2021
Property Address	4120 SMITH RD, LAMBERTVILLE, MI 48144-9478
Document Number	0000032425
Instrument Date	Dec 15, 2021
Instrument	2021R32425
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4120 SMITH RD, LAMBERTVILLE, MI 48144-9478

Tax Assessment & Valuation

The 2025 property tax bill for 4120 Smith Rd was $2,321 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,000 (+5.85%) Land $105,000	$210,000 (+5.85%) Land $210,000
2025	$2,321.00 Homeowner's exemption	$99,200 Land $99,200	$198,400 Land $198,400
2023	$1,506.00 Homeowner's exemption	$60,700	$121,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4120 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4120 Smith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,500 / 2,500
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures